K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles on #realestate

Housing Bubble losing air at an Accelerating Pace

July 14, 2022

According to the article published by Shiffgold.com pending home sales have dropped significantly as well the inventory of homes on the market rose as the interest rates on mortgage rose as well.  As compared to the same period one year ago the sales dropped by 16% for the month of June.  May also dropped by 12% ...

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FEDERAL HOUSING ADMINISTRATION EXPANDS MORTGAGE ELIGIBILITY FOR BORROWERS PREVIOUSLY AFFECTED BY COVID-19

July 11, 2022

HUD No. 22-129HUD Public Affairs(202) 708-0685FOR RELEASEThursdayJuly 7, 2022FEDERAL HOUSING ADMINISTRATION EXPANDS MORTGAGE ELIGIBILITY FOR BORROWERS PREVIOUSLY AFFECTED BY COVID-19Updated guidance issued today provides new flexibility for lenders when calculating “effective income” for borrowers with previous employment gaps or loss of income due to a COVID-19 economic event.WASHINGTON, D.C. - The Federal Housing Administration (FHA) announced ...

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Extremely Delinquent Mortgagors Struggling to Recover

May 13, 2022

Extremely Delinquent Mortgagors Struggling to RecoverThe nation’s delinquency rate in the U.S. in Feb 2022 hit its lowest recorded point since January 1999 according to CoreLogic.  In February 2022 it is report that some of 3.2% of all mortgages in the country were in some stage of delinquency.  This is defined as being at ...

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Extremely Delinquent Mortgagors Struggling to Recover

May 13, 2022

Extremely Delinquent Mortgagors Struggling to RecoverThe nation’s delinquency rate in the U.S. in Feb 2022 hit its lowest recorded point since January 1999 according to CoreLogic.  In February 2022 it is report that some of 3.2% of all mortgages in the country were in some stage of delinquency.  This is defined as being at ...

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Year End 2021 Real Estate News

December 14, 2021

As the year comes to an end for 2021, the average homeowner has continued to gain home equity as home prices have seen a record growth level in more than four decades.  Per Corelogic reports, between the end of 2020 and now 2021 the average home gained about $57,000 in equity.   The average sale price ...

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Will Home Prices and Rents Finally Fall? Our Bold Predictions on What’ll Happen in Real Estate, 2022

December 01, 2021

Here’s what we already know: Since the COVID-19 pandemic began, the real estate market has been on a wild ride of unprecedented highs and lows—record-high home prices on one side, record-low mortgage rates and available homes for sale on the other. It’s been a time of overwhelming stress for many, gigantic profits for some, and great ...

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Will Home Prices and Rents Finally Fall? Our Bold Predictions on What’ll Happen in Real Estate, 2022

December 01, 2021

Here’s what we already know: Since the COVID-19 pandemic began, the real estate market has been on a wild ride of unprecedented highs and lows—record-high home prices on one side, record-low mortgage rates and available homes for sale on the other. It’s been a time of overwhelming stress for many, gigantic profits for some, and great ...

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HUD AWARDS $36 MILLION TO BOOST LOCAL ECONOMIC DEVELOPMENT AND AFFORDABLE HOUSING PROGRAMS

November 11, 2021

HUD No. 21-184HUD Public Affairs(202) 708-0685FOR RELEASETuesdayNovember 9, 2021 WASHINGTON - More than 250 communities across the country will be able to increase the economic impact of their local community development and affordable housing programs for low- and moderate-income persons through $36 million in "capacity-building" grants awarded by the U.S. Department of Housing and Urban Development (HUD). ...

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10 BENEFITS OF SELLING BY AUTIONS!!!

September 16, 2021

10 BENEFITS OF SELLING BY AUTIONS!!!1. eliminates prolonged negotiations.2. creates a sense of urgency amongst buyers.3. exposes property to targeted potential buyers.4 sells property within a relatively short period of time.5. assures property will be sold at true market value.6. seller establishes the terms of the sale prior to the auction.7. the ...

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Buying Vs. Renting Your home

September 15, 2021

Is now the right time for you to buy a home? You have many options to consider and choices to make. Buying a home is a big responsibility, financially and emotionally, but, most people want to own a home. Homeownership often is referred to as "The American Dream." Why is it so special? Among the reasons: Real ...

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How the Moratorium’s End is Affecting Foreclosure Activity

September 13, 2021

Housing professionals have long been anticipating the response to the July 31 expiration of the federal moratorium on foreclosures. With August numbers coming in, analysts say there has indeed been a rise in foreclosure activity, but they do not expect a large influx. Borrowers across the nation collectively have record levels of home equity, and the sellers' market is ...

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Millennials are looking for dream homes, but Michigan’s competitive housing market keeps them out of reach

September 07, 2021

A promotion, a pay raise and a 30th birthday all felt like the right time for St. Clair Shores resident Justin Donoghue to purchase his first home.As he enters his seventh month of house hunting, he’s been outbid five times.“It’s just been really disheartening to fall in love with a home, write my cutesy ...

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Home Prices Are Soaring. Is That the Fed's Problem?

August 12, 2021

Robert S. Kaplan, the president of the Federal Reserve Bank of Dallas, has been nervously eyeing the housing market as he ponders the path ahead for monetary policy. Home prices are rising at a double-digit pace this year. The typical house in and around the city he calls home sold for $306,031 in June of this year, Zillow ...

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How To Improve Your Credit Score To Help Secure a Home Loan

July 16, 2021

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TOP 5 QUESTIONS I’M ASKED AS A REAL ESTATE PROFESSIONAL

July 15, 2021

TOP 5 QUESTIONS I’M ASKED AS A REAL ESTATE PROFESSIONAL  1:  How Much Do Real Estate Agents Charge? Typically, you aren’t paying a real estate agent to help you find your dream home. A home seller pays their real estate agent a percentage of the home sale price, and that agent pays the buyer’s ...

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3 Best Tips For Buyer's Agents In A Seller's Market

May 13, 2021

The real estate game has gone tougher this year with the low inventory and homes selling fast like hotcakes (for about 20-40% above the asking price!). It's no doubt a seller's market this year and agents commonly go through a bidding war given the low supply and the high demand. We have new agents who just ...

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How Do I Find The Right HUD Home For Me?

March 13, 2021

Post by: Nancy Braun, Showcase Realty Here Are Some Tips On How To Secure The HUD Home That Is Right For You Choosing the place you are going to call home is a big decision to make, and not one to take lightly. HUD homes are a popular choice, especially for first-time homebuyers. This is not surprising because ...

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3 Things You Want To Know Before Buying A Home This Fall

November 12, 2020

If you are planning to become a homeowner this year, these three facts about fall real estate will help you make an informed decision.Image by Jens Neumann from Pixabay 1. Price Fluctuations. Zillow reports show that around the same time last year, there is a 4.1% increase in the median home value in the USA. With ...

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Real-Estate Tips for Assisting Millennials Buying Their First Homes

November 02, 2020

Right now may seem to be one of the worst possible times for millennials to invest in their first-ever homes. And yet, the real estate market is booming for millennials. According to Realtor.com’s 2020 Housing Market Predictions, millennials will comprise the largest percentage of home buyers this year. This shouldn’t seem too surprising, as the millennial ...

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July’s new housing activity jumps back up amid increased demand

August 17, 2020

August 17, 2020, 9:00 am By Alex Roha Single-family housing authorizations rose 6.43% month-over-month in July – a sign that housing activity is advancing in the face of the ongoing pandemic, according to a report by Buildfax, a property condition data service provider.Despite the slight uptick last month, single-family authorizations are still down 5.25% year-over-year – ...

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Staging a home to sell quicker!

August 14, 2020

There are several tips and tricks that go into the selling of a house. A trending topic in realestate is the staging of homes. Many realtors will furnish and touch up homes prior to thebuyers visit in order to appeal to the buyer’s wants and needs. Home staging is able tomaximize the strengths of a house while simultaneously ...

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Top Three Best Cities in South Carolina to Live and Raise a Family

August 10, 2020

 Families have different priorities when it comes to relocating to different areas. Some would favor location with great amenities for the kids and the entire family to enjoy. While others will consider the size of the property and the number of rooms at the top of their must-have list. The moving season officially starts in April and ends ...

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What is Homeowners Insurance and Do I Need It?

June 12, 2020

Post by: Nancy Braun, Showcase Realty What is Homeowners Insurance and Do I Need It?One of the many expenses overlooked by some buyers is the homeowners insurance.What is homeowners insurance? It is an insurance that protects your Charlotte NC home against unexpected events. Your home is more likely one of your most valuable assets, so it ...

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5 Ways to make your real estate business adapt to the new normal. Here are simple safety tips to keep you healthy, safe, and productive during these uncertain times.

May 06, 2020

Photo Credit: Image by Klaus Hausmann from Pixabay  Real estate agents are considered to be essential workers in many areas. Therefore, even the pandemic is not going to make it completely go on a pause. Realtors are one of the frontline heroes who help keep our communities and economy intact. For this reason, there are local safety protocols ...

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Top 3 Reasons to Get Pre-Approved Before You Buy a Charlotte NC Home

May 02, 2020

Post by: Nancy Braun, Showcase Realty  Are you preparing to buy a home in Charlotte? Looking at homes for sale is fun and exciting.Before you make the mistake of fixating over a certain type of home or on certain features you want in a home, you need to know what you can really afford. Knowing your ...

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