K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Alabama - not just a place to visit

September 27, 2018

Alabama is one of the best places to live. There are lots of attractions available within the state. It's always pleasurable to be in the city and visit various places. There are many various places to visit: historical monuments, museums, theaters and much more. Many tourists also come from far distances to visit Alabama and spend a ...

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Why to purchase a home in the fall.

September 27, 2018

A lot of people think the best time to buy a house is during the Spring market. And, it is……in the sense that more houses are listed for sale in the Spring. However; there are a lot more buyers trying to buy those listings.Some of the houses listed back in the Spring don’t end up ...

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Winter Ready Home

September 27, 2018

It's almost that time of year again -----  WinterTips to get your home ready for the winter monthsMake sure your water heater is wrapped if located in an area that is not heatedMake sure your windows and doors have proper   weatherstrippingMake sure all crawl space doors are closedMake sure your HVAC is clear of any/all debris around ...

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5 Reasons to have a Home Inspection

September 26, 2018

It’s easy to get swept up in the excitement of buying a new home and forget to make the important decision to have a home inspection conducted soon after you are under contract.Home inspections are an instrumental part of the homebuying process that can save you a lot of time and money in the long run.Here ...

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What is a credit score and why should I care:

September 26, 2018

By: REBAC Staff Your credit score is a three-digit measurement of your creditworthiness. By summarizing your prior history of paying off your debts, your credit score tells potential lenders how much risk they will assume if they grant you a loan.If you are considered a risky borrower, your loan application may be declined, or you may have to ...

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Mobile Home Values Might Rise as Fast as Regular Homes—Here’s Why That Matters

September 24, 2018

Mobile Home Values Might Rise as Fast as Regular Homes—Here’s Why That MattersMany have long held the assumption that mobile homes don’t increase in value — or, at the very least, they rise in value at a much slower rate than traditional homes.But recent data suggests the opposite is true —and that could have ...

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Inside Lending, by Matt Shuler

September 17, 2018

 Brought to you by Matt ShulerDID YOU KNOW?... PropertyShark reports 83% of Generation Z (born1995 to 2010) plans to buy a home in the next five years and get this: the 'Instagram Generation' would sacrifice location and commuting distance for size and amenities.    THIS WEEK'S FORECAST   NEW HOMES GOING ...

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It's Fall Ya'll!!

September 17, 2018

Cooler temperatures and pretty soon falling leaves serve as a reminder that the fall is just around the corner. Even though summer is not over just yet, it’s a good time to do some seasonal maintenance. The weather can change quickly, especially if you live in a colder climate so you don’t want to be caught unprepared. ...

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Home Prices Have Appreciated 6.9% in 2018

September 16, 2018

Home Prices Have Appreciated 6.9% in 2018 Wednesday September 12th, 2018  For Sellers, Housing Market Updates, Move-Up Buyers, PricingBetween 1987 and 1999, which is often referred to as the ‘Pre-Bubble Period,’ home prices grew at an average of 3.6% according to the Home Price Expectation Survey.Every month, the economists at ...

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5 Home-Selling Tips Everyone Hears—and Should Ignore

September 15, 2018

One of the hardest parts of selling your home is all the unknowns: Who will buy your place, and for how much? How long will it take? That uncertainty might make you particularly eager to soak up advice from just about anyone who's willing to share. Problem is, just because your sister or co-worker swear by ...

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Does Renting Make More Sense Than Buying A Home?

September 15, 2018

Some people don’t think buying a home makes sense. They feel like renting is a smarter move.On the other hand, some people think renting doesn’t make any sense.For the most part, arguing it one way or another is about as useful as arguing politics or religion — whatever “side” you’re on, you have ...

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10 Common Title Problems

September 14, 2018

10 Common Title ProblemsHave you ever wondered why you need title insurance? Your home may be new to you, but every property has a history. A thorough title search can help uncover any title defects tied to your property. And, subject to the terms of the policy, your title insurance provides protection for you from title problems that may ...

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Hurricane Florence

September 14, 2018

The most important thing you can do as hurricane season approaches is to get yourself , your family and your home prepared. By starting early, you will avoid the rush at home supply stores, grocery stores and other venues typically crowded and often chaotic when hurricane watches and warnings are issued.  Here are a few tips:Food and water: store ...

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How to Care for Gutters

September 14, 2018

Keep gutters in top shape with these quick and simple maintenance tips.Owning a home puts lots of fun tasks on your agenda -- new paint, fresh decor, even a remodel or two. But rain gutters? That regular maintenance is one of the least fun things you "get" to tackle. But clogged gutters can do more than just ...

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It's time to set roots and enjoy timeless, luxurious living in the Lowcountry on Daufu

September 14, 2018

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Storm and Hurricane Preparedness for Homeowners

September 13, 2018

The following is an a well-written, fairly comprehensive article by PETRO Home Services on preparing your home (and occupants) for storms and hurricanes. The original article can be found on the web at: https://www.petro.com/resource-center/storm-and-hurricane-preparedness-for-homeowners Storm and Hurricane Preparedness for Homeowners Hurricane season along the Eastern and Mid-Atlantic seaboard traditionally starts on June 1 and continues through November ...

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Documents required by most lenders to get loan approval

September 13, 2018

Documents required to submit your loan To Underwriting: Please have ready prior to accepted Contract. 1.      Paystubs for most recent 30 days or last month or 28 day if paid weekly. Income from Social Security must include your December’s previous years Awards letter. The SSI office will provide for you if you ...

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10 steps to Buying a home

September 13, 2018

Buying a home: Buying a home in 10 stepsFebruary 15, 2018: 3:33 PM ET 1. Start with your credit. Credit reports are kept by the three major credit agencies, Experian, Equifax, and TransUnion. They show whether you are habitually late with payments and whether you have run into serious credit problems in the past.A credit score is ...

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PRIVATE ROAD MAINTENANCE

September 12, 2018

  One of the most overlooked costs of buying a home off the beaten path is private road maintenance. These roads are not to be confused with driveways. Instead, they are constructed and maintained by the homeowners along the stretch when there are no city or state roads to service the property.A private road is “often ...

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Weather-Storms and being Prepared Mobile Alabama

September 11, 2018

Weather-Storms and being Prepared Mobile Al.This is the time of year we have storms  and crazy weather and tropical storms and hurricanes.Here in Mobile we take our signs out of the yard for bad weather and winds. This keeps our company signs from being blown into someone else house.  We put them back out after the ...

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Singing in the Rain

September 11, 2018

Well the season is upon us for all the rainy weather. Do you sing in the rain or cry because it is raining? The opportunity to own a HUD foreclosure is like singing in the rain. The rain may bring unhappiness to some but to others the chance for life. HUD homes can provide the opportunity for some to ...

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Characteristics of a Home Seller

September 11, 2018

Age Distribution of Sellers34 and less                 14%35-55                           42%56 and over          ...

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Fall decorations for listings

September 11, 2018

Staging homes come with the seasons changing. Having your owners decorate the outside of their homes can enhance the curb appeal to their listings. What about foreclosures? Do you dare to decorate them? Most people will tell you no, why waist the time and money. This will be an expense you as the listing broker will have. But if ...

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Limited Inventory “A Blessing in Disguise?”

September 11, 2018

Major holidays are over for a few weeks.  Attention from the “real estate team” (sellers, buyers, lenders, list and sell agents) can focus more on the limited inventory in a persistent seller’s market. We all should be able to have more time to pursue the existing and limited inventory with more vigor and a sharper attention ...

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Always use a Pro!

September 11, 2018

More and more, we are seeing articles about sellers who are willing to sell you their home and offer seller financing. While this can be a valid and beneficial option, a buyer should always use legal council to close the transaction.  Some states use title companies to close a Real Estate transaction, and some use an Attorney. Whichever ...

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