K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Pinching Pennies

July 09, 2020

Now more than ever people are pinching their pennies in almost ever aspect of life. Property values have continued to increase but interest rates have remained low. This is both good and bad for the consumer. It means homes will cost you more than they did last year and the year before as far as sales price goes but ...

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How to Move Safely During the Pandemic

July 08, 2020

How to Move Safely During the PandemicWith travel restrictions and social distancing in place, many people are postponing their moving plans. Governments are assisting by suspending foreclosures and eviction processes during this time.Consider these questions before planning your move:Is COVID-19 spreading in the area where you’re going?Will you or your travel companion(s) be in close contact ...

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How Often Should You Clean Your Kitchen Appliances?

July 08, 2020

www.ScottRealtyProfessionals.comToll-Free: 1-844-204-2373   ...

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Best Time to Sell? When Competition Is at an All-Time Low

July 08, 2020

In a recent survey of home sellers by Qualtrics, 87% of respondents said they were concerned their home won’t sell because of the pandemic and resulting economic recession. Of the respondents, 51% said they are “seriously worried.” That concern seems reasonable considering the current condition of the economy. The data, however, is showing that home purchasers ...

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Homeownership Is A Bright Spark

July 08, 2020

Taking Advantage of Homebuying Affordability in Today’s Market Everyone is ready to buy a home at different times in their lives, and despite the health crisis, today is no exception. Understanding how affordability works and the main market factors that impact it may help those who are ready to buy a home narrow down their optimal window of ...

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6 Reasons to Own a Home (Spanish Version)

July 08, 2020

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Cleaning Routines to Keep Your Home Virus-Free

July 08, 2020

Cleaning Routines to Keep Your Home Virus-FreeFollow this CDC advice to make sure your kitchen, bathroom and other high-traffic areas are clean and disinfectedBy: Laura Gaskill March 21, 2020Houzz Contributor.  https://www.lauragaskill.com/course We want home to be a haven (especially during stressful times), and part of that, at a fundamental level, means living in a space ...

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IS YOUR 'HONEY DO' LIST BLANK?

July 08, 2020

Wow - it has been a different existence for me,  the last 4 months - both personally and professionally.   I would say it has been much the same for you.  Our County was hit hard by a tornado in March - destruction and deaths.   Then before the cleanup was completed - we were shut down ...

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First Time Home Buyers

July 07, 2020

9 Surprising Things First-time Home Buyers Should Know People who have been homeowners for a long time tend to forget how exciting and nerve-wracking it feels to buy a home for the first time. Once you’ve been through the process, you know what to expect and aren’t surprised by the second (or fifth) go-around. But for new ...

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Is now a good time to buy a home? Over 60% of surveyed Americans say yes

July 07, 2020

That's a 9-point climb in Fannie Mae’s HPSI measurement​​​​​​​Fannie Mae’s Home Purchase Sentiment Index, a composite index designed to track consumers’ housing-related attitudes, intentions and perceptions, increased nine points in June to 76.5. Although the HPSI is down 15 points year-over-year, June’s gain marked the second rise in HPSI since April’s almost record ...

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Conventional Loan Interest Rates Make History, FHA Loan Rates Still Incredibly Low

July 05, 2020

Low mortgage rates have stolen the headlines on some finance blogs; as a result, 2020 has seen high volumes of refinance loan applications. The low rates also has many renters potentially finding themselves in a more affordable position to become homeowners.But another development has taken things in an even more historic direction; in June 2020 conventional loan rates ...

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Real estate is essential, but still impacted, by COVID-19

July 03, 2020

By Holly Beyer, For The Daily Newsposted Jul 3, 2020 at 12:01 AM As COVID-19 spread through Eastern North Carolina, uncertainty spiked for local home buyers and sellers — a feeling that lingers.Jacksonville senior planner Jeremy Smith was putting an offer on his first house, and likely forever home, when coronavirus became a widespread concern and the ...

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TIME TO SELL

July 02, 2020

If you have knocked around the idea of selling your home, NOW IS THE TIME.Get top dollar for your home as the inventory SE TN and NW GA is very low.  Most properties are going undercontract within 48 hours and some times with multiple offers.  Just a few selling tips:- make sure your agent is ...

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Credit Requirements for FHA Loans

July 01, 2020

Good Credit History Makes it Easier to QualifyFHA loans provide great assistance to many first time home buyers by offering mortgage loans with lower down payments. While this is a benefit for many people, recent changes in policy may have put the loans just out of reach for some would-be homeowners with questionable credit history. For those interested ...

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6 Things Your Mortgage Lender Wants You To Know About Getting a Home Loan During COVID-19

July 01, 2020

Getting a mortgage, paying your mortgage, refinancing your mortgage: These are all major undertakings, but during a pandemic, all of it becomes more complicated. Sometimes a lot more complicated.But make no mistake, home buyers are still taking out and paying down mortgages during the current global health crisis. There have, in fact, been some silver linings amid ...

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Mining For HUD Buyers

July 01, 2020

Upon receiving a new HUD assignment, the first thing I do is to check the list history (if any). I then call the previous list agent and inform him/her of my new assignment. I then ask that agent if there is any continued interest from any of their previous buyers. Often, I receive a positive reply from the agent. ...

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Three Reasons to Get Pre-Approved for a Mortgage

July 01, 2020

Before you start your home search, you want to know how much you can afford, right? There are two ways to do this: with a mortgage pre-qualification and a mortgage pre-approval. As a home buyer, the pre-approval is more valuable to you during your home search.How Pre-Approval Helps You as a Home BuyerOne of the main differences between ...

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Three Reasons Homebuyers Are Ready to Purchase This Year

June 29, 2020

Three Reasons Homebuyers Are Ready to Purchase This Year recent survey by Lending Tree tapped into behaviors of over 1,000 prospective buyers. The results indicated 53% of all homebuyers are more likely to buy a home in the next year, even amid the current health crisis. The survey further revealed why, naming several reasons buyers are more ...

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5 Real Estate Trends to Watch

June 24, 2020

By Svitlana Gubriy Coronavirus has impacted not only the demand for hand sanitizer and facemasks, but also every corner of the market, including real estate. In March, when COVID-19 cases experienced a swift and steep uptick, real estate investment trusts (REITs) corrected sharply and quickly.Initial REIT underperformance in the time of COVID-19 stemmed from three major causes: rising ...

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How to Prepare to Go Back to Work During COVID-19

June 16, 2020

As many states and regions begin to slowly reopen, many workers are gradually heading back to the traditional office environment. Going back to the office during a pandemic is going to look a little different than it used to, so it’s important to follow certain steps to ensure your safety and the safety of others.Review Your HR ...

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Covid 19 and Real Estate

June 15, 2020

Covid 19 has been in the news for months, it’s everywhere you look.  Social Media, E News, Newspapers have many articles on Covid 19 but now that things are opening back up, you are thinking about selling your home or buying another.  How has Covid 19 effected Real Estate? During this time of quarantine a few ...

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Digital Marketing In The Time of Coronavirus

June 15, 2020

Digital Marketing In The Time of Coronavirus Credit goes to Tina Kocak-Hodapp, Adwerx...

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HIDDEN FEES TO BE AWARE OF WHEN PURCHASING A HOME

June 15, 2020

HIDDEN FEES TO BE AWARE OF WHEN PURCHASING A HOMEPurchasing a home is arguably one of the biggest financial decisions you will make in your lifetime. As you start your hunt, don't forget there will be other costs associated with your purchase then the price of the home. Here are 5 fees to keep in mind as you ...

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Market changes in May For TN Housing by Sandra C Brown, GRI

June 15, 2020

Housing Market Changes For may 2020 In Tennessee by Sandra C Brown, GRI Broker TN Realtors reported in May inventory was down by 14%TN Realtors also reported sales were off by 20%Inspite of this however the median price per square foot rose 6% Currently Fannie Mae, Freddie mac and FHA are offering forecloure forebearance.Portfollio loans - Jumbo and ...

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Getting rid of flying, biteing insects.

June 14, 2020

Mosquitos may have a tough sting, but they're wimps when it comes to standing up to a breeze. Patio fans can keep your outdoor entertaining space free from mosquitoes (and other little flyers) with the flip of a switch.And you'll get the benefit of a cool breeze....

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