K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

15 Easy Tips on How to Sell Your Home in the Spring

March 15, 2021

Credit goes to Elizabeth Weintraub from the balance15 Easy Tips on How to Sell Your Home in the Spring...

Read The Full Article


How Upset Should You Be About 3% Mortgage Rates?

March 15, 2021

Earlier this month, Freddie Mac announced that their 30-year fixed mortgage rate was over 3% (3.02%) for the first time since last July. That news dominated real estate headlines that day and the next. Articles talked about the “negative impact” it may have on the housing market. However, we should realize two things:1. The bump-up in rate ...

Read The Full Article


How Agents Can Help First-Time Home Buyers

March 15, 2021

Buying a home for the first time is undoubtedly a daunting prospect for many. First-timers are committing to a substantial financial contract that will affect their life for many years. It is also easy for a buyer to worry that they don’t know what’s typical during the process.As your agent we can be a guiding force ...

Read The Full Article


How Do I Find The Right HUD Home For Me?

March 13, 2021

Post by: Nancy Braun, Showcase Realty Here Are Some Tips On How To Secure The HUD Home That Is Right For You Choosing the place you are going to call home is a big decision to make, and not one to take lightly. HUD homes are a popular choice, especially for first-time homebuyers. This is not surprising because ...

Read The Full Article


5 Things to Know First Before Applying for a Home Loan

March 13, 2021

1Whether you are a first-time homebuyer or an experienced buyer, there are some important things to know first to ensure that your home buying process is smooth and simple. Here are five important tips to keep in mind on your homebuying journey!Be Timely with Paying BillsWhen applying for a home loan, it is important you have a good ...

Read The Full Article


Real Estate Photography Tips

March 11, 2021

So you are getting ready to sell your home and need some pointers on preparing your space for photos.  This may seem overwhelming and unnecessary, but professional quality photos and the time spent preparing for them will be worth the effort!  After all, these photos are going to show up in home searches on sites like Zillow, ...

Read The Full Article


Cares Act and your 401K

March 11, 2021

As borrowed from WUSA9Author: Michael QuanderWASHINGTON — If you borrowed money from your 401(k) savings account to help during the coronavirus pandemic, tax professionals urge people not to forget to pay Uncle Sam.For those who needed cash during the pandemic last year, the CARES Act made it easy to tap into their nest eggs early and without penalty....

Read The Full Article


5 Reasons to Sell Your House This Spring

March 11, 2021

5 Reasons to Sell Your House This Spring When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win as a seller, the market is calling your name this spring. Here are five reasons why this ...

Read The Full Article


May you live in interesting times!

March 11, 2021

It was once said, " I hope you live in interesting times".  Little do most folks know, this is considered an old Chinese curse!Depending on what is going on, it could very well be a wish for great times!I am going to give you an example and let you decide which side this falls on. Recently ...

Read The Full Article


Will the Housing Market Bloom This Spring?

March 11, 2021

Will the Housing Market Bloom This Spring? Spring is almost here, and many are wondering what it will bring for the housing market. Even though the pandemic continues on, it’s certain to be very different from the spring we experienced at this time last year. Here’s what a few industry experts have to say about the housing ...

Read The Full Article


Inspection vs. Appraisal for Home Buyers

March 09, 2021

In this article:What is the difference between an appraisal and an inspection?What happens during an appraisal?What if the appraisal comes in low?What to expect from a home inspectionHow are home inspections and appraisals similar?Inspections and appraisals are both important parts of the home buying process, and buyers should do both to protect their financial interest ...

Read The Full Article


The 7 Best Renovations For Your Rental Property

March 09, 2021

 BY BRETTON KEENAN Expert Tips to Get the Most Out of Your Rental Property “There’s no bigger enemy to a landlord than a vacancy,” says property owner Laura Agadoni. Getting and keeping renters is an important talent for landlords to master. Rental properties should be comfortable, attractive and functional to appeal to prospective tenants but ...

Read The Full Article


FHA Home Loan Up-Front Costs

March 08, 2021

The amount of planning and saving time you give yourself ahead of your home loan application is very important. Without enough lead time to save for your up front costs and prepare your credit you may fill out an application without being truly ready. And part of being ready is understanding what costs you may be responsible for up ...

Read The Full Article


The Women in Real Estate: Sabriya Scott, from being a Hairstylist to Realtor

March 08, 2021

According to the NAR Member Profile highlights 2020, 64% of all realtors were women and nationwide they dominate the residential real estate market. Women have come so far in terms of making a house more than just a HOME. On International Women's Day, we are celebrating the women in real estate and their contributions to the community they ...

Read The Full Article


HUD and Coronavirus Guidelines

March 08, 2021

The FHA and HUD have issued guidelines for mortgage loan closing procedures that may be affected by coronavirus lockdown measures, quarantine, and other issues related to the COVID-19 pandemic.Many home buyers were caught by surprise by coronavirus issues and there are many home loans that are affected.The Department of Housing and Urban Development issued initial policies in ...

Read The Full Article


NAR vision for the secondary mortgage market

March 05, 2021

NAR developed a vision for the secondary mortgage market that promotes a reliable and affordable source of mortgage capital for American consumers. After the financial crisis in the American housing market left Fannie Mae and Freddie Mac in financial trouble, the Federal Housing Finance Agency moved to place the GSEs into conservatorship. Today, more than a decade later, the ...

Read The Full Article


LEARN ABOUT HOME-OWNERSHIP IN KNOXVILLE TN

March 03, 2021

Our inventory on HUD owned properties has been low since the pandemic started.  There has been some auction activity starting up,  however.  If you are interested in alternative housing options be sure to watch Auction.com.  These properties may have more risk associated.  Be sure to consult a local Realtor, one preferably with HUD ...

Read The Full Article


Common Home Issues Inspectors Cover

March 03, 2021

...

Read The Full Article


Simple Tips to Recall When Buying a HUD Home

March 02, 2021

HUD is one of the most transparent sellers in today's housing.   HUD Home's can be in any price range and and in condition.    These are some simple things to recall when looking to buy a HUD Home.1) The listing agent has never met the former owner. Therefore knows nothing about  them.2) ...

Read The Full Article


Is the Real Estate Market Going To Crash?

March 01, 2021

While many areas of the economy have contracted, the housing market has stayed remarkably strong. But can the good news last?When COVID-related shutdowns began in March, real estate brokers and clients scrambled to respond to the shift. Record-low interest rates caused some lenders to call a halt to new underwriting, and homeowners debated whether or not to put ...

Read The Full Article


4 Crucial Questions To Ask Your Partner Before Buying a House Together

March 01, 2021

If you're hoping to buy a house with your significant other, it can be easy to get caught up in the fun stuff, like deciding the style of home you'd love (Victorian, midcentury modern, Cape Cod?) and finding the perfect neighborhood (downtown or middle of the woods?).Still, don't be fooled: The home-buying process ...

Read The Full Article


Tennessee Offers Down Payment Assistance Programs

March 01, 2021

THDA created the Great Choice Home Loan programYou have a choice in a home loan. Make it a Great Choice.As a state agency, THDA created the Great Choice Home Loan program to make homeownership available and affordable for Tennesseans of middle/moderate income. About Great Choice Home Loans:30-Year Term - Your monthly payments are spread out across 30 ...

Read The Full Article


Federal Judge Says CDC’s Eviction Moratorium Is Unconstitutional, but Advocates Argue That Renters Are Still Protected

March 01, 2021

By Jacob Passy | Mar 1, 2021A federal judge has delivered a potential blow to the national eviction moratorium first issued under the Trump administration.J. Campbell Barker, federal district judge for the Eastern District of Texas who was nominated by President Trump, ruled that the powers granted to the federal government in the Constitution to regulate interstate commerce ...

Read The Full Article


7 Reasons to Buy a House in the Winter

February 19, 2021

Real estate wisdom typically tells us that spring and summer are the prime seasons for house hunting and moving. People are more likely to get out and shop when the weather is nice. And sellers know their homes and yards look better when they're not buried in snow. However, there also are some very compelling reasons to buy ...

Read The Full Article


Are We in a Housing Bubble or Not?

February 17, 2021

Hopefully not... below is a reprint of an article from, "Keeping Current Matters": Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ...

Read The Full Article





top