K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

Home sales hit 14-year high in 2020, pushing prices to record levels

February 16, 2021

By Anna Bahney, CNN BusinessLast year brought skyrocketing unemployment and a global pandemic that battered the economy, but people were still buying homes. Existing home sales in 2020 rose to the highest level in 14 years as prices climbed to a record high.Home prices rose 9% in 2020 from the year before, with the annual median price of ...

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Maintaining Your Home After Purchase

February 15, 2021

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming ...

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5 Insights From Homeowners Who Took the Lowest Bid

February 15, 2021

All Ed and Sheila Dornan wanted was to create a gracious entryway in their modest Ypsilanti, Mich., home. And because they'd had a wonderful experience with a local contractor before, they assumed everything would go just fine.But this time, they chose a contractor who made a far lower bid than the others. Any guesses where this ...

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Housing market climbs amid ongoing COVID-19 pandemic

February 15, 2021

Accorinding to "https://wcti12.com/news/local/housing-market-climbs-amid-ongoing-covid-19-pandemic", the housing market is still strong in eastern North Carolina.  ...

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How do you go about collecting reviews and testimonials from former clients?

February 13, 2021

For starters, remember that reviews and testimonials don’t have to be lengthy or long-winded. A straightforward sentence or two about a positive personal experience with your business can go a long way. At the close of a transaction, consider providing a comment card with room for clients to write a few reflections. You can also touch base via ...

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How Inflation is Impacting the Real Estate Market

February 12, 2021

As our country is facing an increase in debt, we are also seeing a rise in inflation. This increase in inflation is indirectly impacting the real estate market as it affects the pricing of the house. Housing is considered a leveraged asset in regards to a rise in the inflation rate. While down payments range in 20-30% of the ...

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What to expect when you are expecting!

February 12, 2021

Bet youu thought I was talking about being pregnant. Nope not me..I am definitely not the one to give advice on that. What I do know is that there are alot of people waiting in the wings expecting foreclosures to come out in masses and not knowing what to expect. We are all in this together. Right now ...

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Avoid Breach When Using Music and Images

February 12, 2021

 Images, videos, and music make our marketing campaigns fun and engaging. The internet offers plenty of sources for these for our convenience. Before we decide to use any image, video, and music for our branding, we have to make sure we do not infringe an owner's copyright. NAR released on December 1st, 2020 a short video of ...

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Planning for a Future Move -- Declutter Now

February 12, 2021

Credit goes to Brian Carey from Carey Moving & StorageIf you’re thinking about moving in 2021, you can never start preparing too soon. A substantial part of planning this move is knowing what you’ll bring with you and what items you need to sell, give away or throw out because they have no place your new home. ...

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7 Reasons to Buy a House in the Winter

February 12, 2021

Written by Diane Schmidt Real estate wisdom typically tells us that spring and summer are the prime seasons for house hunting and moving. People are more likely to get out and shop when the weather is nice. And sellers know their homes and yards look better when they're not buried in snow. However, there also are some very ...

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Americans Migration in 2020

February 11, 2021

United Van Lines today released the company’s 44th Annual National Migration Study, revealing in 2020, Americans continued to move westbound and southbound – and the COVID-19 pandemic factored into and accelerated many of those decisions to move.According to the study, which tracks the company’s exclusive data for customers’ 2020 state-to-state migration patterns, Idaho was the ...

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The pros and cons of a house vs. a condo for first-time buyers

February 10, 2021

A condominium can make a good starter home, but the lifestyle isn’t for everyoneCondos are often priced lower than single-family homes. ISTOCKWhether you’re having trouble finding an affordable single-family home or you’re simply fed up with renting, a condominium can be a way to wade into homeownership rather than diving into the deep end.Condos ...

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Closing Costs

February 10, 2021

Wonder what closing costs are and what you are really paying for?  Here is a breakdown of common fees you may pay when buying a home:Common Closing Costs for Buyers (from Realtor Magazine, National Association of Realtors)Down paymentLoan originationPoints, or loan discount fees, which you pay to receive a lower interest rateHome inspectionAppraisalCredit reportPrivate mortgage insurance premiumInsurance escrow ...

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3 Reasons We’re Definitely Not in a Housing Bubble

February 10, 2021

3 Reasons We’re Definitely Not in a Housing Bubble Home values appreciated by about ten percent in 2020, and they’re forecast to appreciate by about five percent this year. This has some voicing concern that we may be in another housing bubble like the one we experienced a little over a decade ago. Here are three reasons ...

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5 Tips to Make a Competitive Offer in a Hot Market

February 10, 2021

With a high level of potential buyers and a low housing inventory, the real estate market remains super competitive in 2021. More than ever, it is crucial for buyers to know how to make a confident and competitive offer once they found the right home. Here are five keys to success to make a strong offer and stand out ...

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How about those forbearances?

February 09, 2021

 As most everyone is aware, if you were impacted by the pandemic and you are having trouble making your mortgage payments, you can request a forbearance. Simply put, a forbearance allows the borrower to stop making payments and freeze the loan at that point. While this may be a temporary help, the piper will have to be paid ...

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Mortgage Credit Certificate

February 08, 2021

What is the Mortgage Credit Certificate (MCC) Program?The MCC program is a homebuyer assistance program designed to help lower‐income families afford home ownership. The program allows home buyers to claim a dollar‐for‐dollar tax credit for a portion of mortgage interest paid per year, up to $2,000. The remaining mortgage interest paid may still be calculated as an ...

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State of the National Real Estate Market

February 03, 2021

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How to Fix Up Your HUD Home in Charlotte

February 03, 2021

Post by: Nancy Braun, Showcase Realty How your home looks after getting it renovated dictates the difference between a good or bad HUD home deal. This is true whether you bought the house to live in, or as an investment.Repairing a newly-bought foreclosed home could pose as quite a challenge. HUD homes are sold “as-is”, and ...

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Owning a Home Is Still More Affordable Than Renting One

February 02, 2021

If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, you’re not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, it’s ...

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Bundle Up! Winter's Home-Buying Game Has Changed. Here's How To Win

February 01, 2021

Savvy home buyers know that winter is typically a good time to embark on a house hunt, since much of their competition stays holed up at home until spring. But this winter, buyers might notice that they've got company.Lots of it, in fact."Normally winter is a good time for buyers," says realtor.com® ...

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5 Signs You Are Ready To Be a Homeowner (That Have Nothing To Do With Money)

February 01, 2021

There comes a time in renters' lives when they ask the age-old question: Should I become a homeowner? Obviously, finances have a lot to do with the decision whether to rent vs. buy.But there's more to it than just credit ratings and cash reserves—homeownership is a lifestyle change that you have to be willing to take ...

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NAR Joins Coalition Calling for Clarity in Rental Assistance

February 01, 2021

January 29, 2021 Melissa Dittmann TraceyHousing groups, including the National Association of REALTORS®, are urging federal agencies to provide more information on the distribution of $25 billion in rental assistance under current COVID-19 relief legislation, which was signed into law in December. The coalition of real estate trade organizations says the funds are critical to counter the economic fallout ...

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What Happens When Homeowners Leave Their Forbearance Plans?

January 28, 2021

What Happens When Homeowners Leave Their Forbearance Plans? According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Here’s where these homeowners stand right now:2,543,000 ...

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Insight to Home Buying 2021

January 27, 2021

2021 is officially upon us. But how, exactly, is the new year shaping up through the lens of real estate?HomeLight’s Top Agent Insights Q4 2020 Report surveyed over 1,000 real estate agents for their insights into the 2021 housing market, including:Lack of inventory will continue to pose challenges in 2021. A lack of homes for ...

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