K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

Articles

10 Garage Sale Truths That’ll Make You Question Ever Having One

July 14, 2020

Garage sales seem like a great way to declutter your home, and pocket a little cash at the same time. But if you haven’t hosted one before, it can be an eye-opening experience.Before you begin lugging everything from your antique china to your Blac Chyna-inspired sunglasses outdoors and setting up shop, you should accept these universal ...

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COVID-19 CREATING CHANGE IN THE WAY REALTORS DO BUSINESS IN 2020 AND BEYOND

July 14, 2020

As a result of the 2020 pandemic, real estate activities have changed dramatically. Normal is still a long way off and may never actually be the same again. As real estate professionals grapple with shelter-in-place orders, partial activities, essential services, phased re-openings, social distancing, and elevated health and travel concerns, they also signal a constantly changing challenge. Real estate ...

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House Hunting? 10 Potential Red Flags to Be Aware of

July 14, 2020

July 8, 2020 by Mekaila OaksTouring and looking at homes can be one of the most exciting steps in the homebuying process. However, it can be easy to get carried away in the excitement and easily overlook details that could become an issue down the road. Whether it’s the location, a too good to be true listing price, ...

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Documents Needed for a Mortgage Preapproval Letter: A Checklist

July 14, 2020

Getting preapproved for a mortgage before you go home shopping isn’t required, but it is a good idea, especially in a seller’s market, where competition among buyers is intense. Unlike a pre-qualification, a preapproval letter lends weight to your bid on a home, proving to sellers that you have the financial clout to stand behind your offer....

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Coronavirus has upended the housing market. Is now the time to buy or sell a home?

July 14, 2020

 The real estate market in Myrtle Beach, South Carolina, has flourished while home sales in Charlotte, North Carolina, dropped off dramatically in the midst of a global pandemic.What does that say about COVID-19’s impact on the industry — and is it still safe to list or buy?Listing numbers and overall interest during the first few ...

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If you sleep on it, it may be gone when you wake

July 14, 2020

The house you looked at today and wanted to think about until tomorrow may be the same house someone looked at yesterday and will buy today...

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Does Your Home Have What Buyers Are Looking For?

July 14, 2020

There’s great opportunity for today’s homeowners to sell their houses and make a move, yet due to the impact of the ongoing health crisis, some sellers are taking their time coming back to the market. According to Javier Vivas, Director of Economic Research at realtor.com:“Sellers continue returning to the market at a cautious ...

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Buying Down your Rate

July 13, 2020

Buying down a mortgage involves someone paying the lender an amount of money in exchange for a reduced interest rate during the first years of a mortgage, often anadjustable-rate mortgage (ARM). Buydowns can occur in other types of mortgages as well, however. They're not limited to ARMs.1 Mortgage buydowns always include principal and interest in the consumers' ...

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July 13, 2020

February 13, 2020 Being a Real Estate Professional, Social Media, Effective Online Marketing By: Lauren TusseyIt's hard to recall a time before memes existed on the internet. Highly relatable and 100% enjoyable, memes have rapidly taken over our digital landscape. And it's fair to say they've infiltrated the real estate industry, too.Eric Simon, a Los Angeles–based sales agent ...

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Lending in today’s atmosphere

July 13, 2020

   A year ago, if you had told me what is going on now, I would never have believed you. Since we are actually experiencing the daily disruptions and economic hurricane that has come with this pandemic, it may be time to try to figure out where this is going to end up financially. Recently in several publications, ...

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Attract Solitary Mason Bees to Your Yard With a DIY Bee House

July 13, 2020

Image Credit: Caroline Burke for HunkerMaking a modern bee house is a sweet summer project and a great way to encourage more bees to pollinate your garden. This cute wooden house is designed to attract solitary mason bees who love to nest in pre-existing holes rather than hives. They're not an aggressive species as they're not guarding ...

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COVID Market

July 12, 2020

COVID MarketDoing this market time we have to take precautions.  Wearing mask and gloves -leaving lights on when sellers ask. Buyers not opening anything.  Our numbers are high inMobile. Lots of virtual tours.  Making sure people are approved before showing . Having extra mask for buyers.  We are still showing and selling -our market is awesome . ...

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How to Improve Your Credit Score Before Applying for Home Loan

July 11, 2020

Post by: Nancy Braun, Showcase Realty Buying a house in Charlotte NC can be a lot of work. You need time to save, documents to prepare, mortgage brokers to talk to, and application forms to fill out. One aspect that affects the home buying process is applying for a mortgage, which in turn is significantly influenced by the ...

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Keeping Clean during COVID

July 10, 2020

Easy cleaning routines for the whole family:-Clean doorknobs regularly with disinfectant spray-Replace your air filters regularly, or even more frequently than you normally do, especially since members of the family may be home more-Wipe down bathroom and kitchen counters with a disinfectant spray-Reduce counter clutter and assign cubbies for each member of the house where they can drop their ...

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Buying in a Seller’s Market: 9 Ways to Win

July 10, 2020

Lexi Klinkenberg What is a Seller’s Market?A seller’s market is when there are more homebuyers in a particular area looking to purchase a home than actual houses listed for sale. A seller’s market usually results in rising home prices and stiffer competition among homebuyers. Also, home sellers will have the upper hand when it comes ...

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Pinching Pennies

July 09, 2020

Now more than ever people are pinching their pennies in almost ever aspect of life. Property values have continued to increase but interest rates have remained low. This is both good and bad for the consumer. It means homes will cost you more than they did last year and the year before as far as sales price goes but ...

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Consumers are feeling better about buying a home

July 09, 2020

After plunging to nearly the lowest level in its history in April, an index measuring consumer sentiment in the housing market bounced back significantly in June. Renters were especially optimistic about homebuying.The share of consumers who think it’s a good time to buy a home increased from 52% to 61% month to month, according to the Fannie ...

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HUDHomeStore Acronyms - what do they mean?

July 09, 2020

When searching on HUDHomeStore.com you encounter some confusing acronyms. So what do they mean?Let's go over some of them together today. IN, IE, UIThese three are found under the Listing Information section of a Property Details page for FHA Financing references. An IN reference means HUD believes the property to be ready, as-is, for ...

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Underwriting in a COVID Market

July 09, 2020

Richard SwanMortgage Investors Group(865) 742-3384NMLS#180260/TN#108459Meeting underwriting conditions during the COVID-19 pandemic could be challengingfor some borrowers. Here’s what you should expect and how to know if now is the timeto buy.Lenders are faced with uncertainty about actual year to date income for individuals andborrowers in this world of shutdowns and reduced capacity guidelines that may affectmany businesses. ...

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How to Move Safely During the Pandemic

July 08, 2020

How to Move Safely During the PandemicWith travel restrictions and social distancing in place, many people are postponing their moving plans. Governments are assisting by suspending foreclosures and eviction processes during this time.Consider these questions before planning your move:Is COVID-19 spreading in the area where you’re going?Will you or your travel companion(s) be in close contact ...

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How Often Should You Clean Your Kitchen Appliances?

July 08, 2020

www.ScottRealtyProfessionals.comToll-Free: 1-844-204-2373   ...

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Best Time to Sell? When Competition Is at an All-Time Low

July 08, 2020

In a recent survey of home sellers by Qualtrics, 87% of respondents said they were concerned their home won’t sell because of the pandemic and resulting economic recession. Of the respondents, 51% said they are “seriously worried.” That concern seems reasonable considering the current condition of the economy. The data, however, is showing that home purchasers ...

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Homeownership Is A Bright Spark

July 08, 2020

Taking Advantage of Homebuying Affordability in Today’s Market Everyone is ready to buy a home at different times in their lives, and despite the health crisis, today is no exception. Understanding how affordability works and the main market factors that impact it may help those who are ready to buy a home narrow down their optimal window of ...

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6 Reasons to Own a Home (Spanish Version)

July 08, 2020

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Cleaning Routines to Keep Your Home Virus-Free

July 08, 2020

Cleaning Routines to Keep Your Home Virus-FreeFollow this CDC advice to make sure your kitchen, bathroom and other high-traffic areas are clean and disinfectedBy: Laura Gaskill March 21, 2020Houzz Contributor.  https://www.lauragaskill.com/course We want home to be a haven (especially during stressful times), and part of that, at a fundamental level, means living in a space ...

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