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The 10 Commandments of Buying a Home

 

1) Thou shalt not change jobs, quit your job or become self employed

2) Thou shalt not buy a new vehicle or it might become your home

3) Thou shalt not buy furniture with money set aside for closing

4) Thou shalt not stop paying your current rent or mortgage payment

5) Thou shalt not omit liabilities or debt from your loan application

6) Thou shalt not use credit cards excessively or let accounts fall behind

7) Thou shalt not originate any inquiries on your credit no opening new cards

8) Thou shalt not so sign on a loan for anyone

9) Thou shalt not make large deposits without calling first

10) Thou shalt not change bank accounts or transfer money back and forth