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You are ready to buy a home and you are overwhelmed by all the different aspects of home ownership.

 

Here are 4 things to consider before buying your home. 

 

1. Are you committed?

 

Buying a new home is a big step and a decision that should not be taken lightly. This is the place that you come to after a long day at work to relax and feel safe. Before purchasing a home, you should be committed to the work, willing to make personal sacrifices and realize the money that you will have to spend on your home. It is important that you think about if you are financially stable to afford a home and if you will be able to set aside funds to afford things such as homeowner’s insurance, utilities, lawn maintenance, property taxes and a variety of other monthly/yearly fees.         

 

2.  Do you plan to expand your family?

 

You may be a single or married with no children when you are deciding on purchasing your home, but be sure to sit and analyze your 5-10 year plan. Do you plan on getting married? If you are married, do you want children? If so, how many children? These are all questions that should be answered when looking at purchasing a home. Be sure to check out the school districts, nearby sexual offenders list and attractions nearby to see if you could see yourself raising a family in your home and neighborhood. 

 

3. Will you have money for improvements after purchasing your home?

 

Let’s face it, not every home will have everything perfect for you. You can find a home that you fall in love with, but there might be some minor or major changes that you want to make. Be sure that after going through your finances, you have allotted money for furniture, new interior/exterior paint, new carpet, gardening, home inspection and a number of other things.

 

4. How much do you love the area?

 

It is important to take the area where you are purchasing your home into deep consideration. Are you getting a home in the country? Are you purchasing your home in a fast paced downtown area? Have you checked on the city developments? Make sure that you are comfortable in the area where you will live. Be sure that you are okay with having a shopping center built less than a mile from your home or that you do not mind living next to an airport or interstate.

 

Let us help you prepare and ease your mind.