K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

BENEFITS of BUYING A HUD HOME and FHA

October 26, 2021

BENEFITS of BUYING A HUD HOME and FHABy Tom Nelson HUD-LLBOctober 25, 2021 Many people have heard of HUD homes but are not sure what they are and how to buy them.  This snippet may help you understand the advantages of buying a HUD home and FHA insured loans/mortgages.Hud homes are those properties that have been turned ...

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Key facts of a home inspection

October 25, 2021

When buying a home it is wise to perform a private home inspection.  A home inspection gives the buyer more detailed information about the overall condition of the home.  You must request a home inspection on your purchase agreement and typically a buyer will have an inspection period.  A buyer may be able to make ...

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The Benefits of Working With an Experienced Real Estate Agent

October 25, 2021

The Benefits of Working With an Experienced Real Estate Agent Buying and selling real estate is the most important & expensive purchase people make in their lifetime.  Working with a Real estate professional can make the process easier and more efficient, by the knowledge and experience they bring to the tableTop Reasons for hiring a Realtor Market Knowledge ...

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Using Drones for Marketing HUD Real Estate Listings

October 22, 2021

Real estate agents have increasingly turned to drones to capture some of their most captivating listing photos. After all, what better way to showcase a home’s assets? Aerial photography using drones is one of the best way real estate agents can make their listings stand out.Using drones for my HUD listings is another tool that I’...

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The Importance of being a good Agent

October 20, 2021

 What kind of Real Estate Agent are you? This is an important questions to ask yourself. Clients are looking for knowledgeable and reliable Agents who know the field and the everyday changes that come along. Always keep up with your States Real Estate Rules and review the information of changes that Agents are provided. Documents are always changing ...

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Staging vs. Non-staged

October 19, 2021

STAGING VS. NON-STAGEDWe wanted to give you the most convincing proof possible. Many people find it hard to believe that the simple act of staging helps one home sell for more than another, similar home.In our research, We looked for examples of similar houses being sold for differing amounts of money where only one of the two houses ...

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Easy fall projects for your home

October 19, 2021

While the weather is still nice, fall is a great time to take advantage before the weather turns to cold and snow.After the first frost is a great time to cut back flowers and plants.  If you have roses, then make sure to get a rose cone and keep a stone on top to repvent strong winds ...

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National Association of Hispanic Real Estate Professionals®️.

October 18, 2021

The State of Hispanic Homeownership Report®️ is a publication of the National Association of Hispanic Real Estate Professionals®️.2020 State of Hispanic Homeownership ReportThe Latino homeownership rate increased again in 2020 for the sixth consecutive year despite the health and economic damages of the COVID-19 pandemic. Housing inventory remains the main barrier to increasing Hispanic homeownership, and ...

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Housing Affordability is up!

October 18, 2021

Great news recently as the National Association of Realtors announced affordability rose in August for the second month in a row. At 151.3, it’s below a year ago, but scores over 100 say a family with the median income earns more than enough to afford a median-priced home.According to Freddie Mac’s chief economist, “Historically ...

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Price Reductions!

October 15, 2021

Two of the biggest reasons a home does not sell is due to overpricing and the condition of the home not being in move in ready shape for the average buyers.  Condition issues with a home can always be dealt with through proper pricing as for every home there is a buyer when the price is right....

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Invest in Real Estate-Still Good Option

October 15, 2021

 Investing in real estate isn’t just for the rich and famous. Anyone can do it, even if you only have a small down payment. With the right preparation and research, anyone can enjoy the profits real estate offers.Who Should Invest In Real Estate?You don’t have to be a specific type of person or have ...

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8 MAJOR REASONS / WHY INVEST

October 15, 2021

https://finance.yahoo.com/news/8-major-reasons-why-invest-175703808.html ...

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“I’m In ‘Love!’…So I’ll Write The Seller a Love Letter”….Smart Move or Not?

October 15, 2021

Let's talk a little bit about love. I mean, love and real estate go hand-in-hand, right? Well maybe not in the literal sense, but sometimes a person can love a house that they want to purchase so much that they would be willing to show that love to whatever extent possible. This often leads to buyers wanting to ...

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What does EMD stand for and how does it work?

October 15, 2021

EMD stands for Earnest Money Deposit.  It’s basically good faith money you put towards the real estate you are trying to acquire.  This money is usually held by an independent 3rd party (such as a Real Estate Broker or a Title Agency) and is a credit to you towards the purchase price. This money is ...

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Homes Loans for Health Care professionals

October 15, 2021

Homes for HeroesLearn about the different types of home loans and savings available to healthcare professionals including nurses, physicians and more. We break down the pros and cons to each financing option, and provide information on programs specific for healthcare that you can use in conjunction with your USDA, FHA or conventional home loan to save you the most ...

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Preapproved from home.

October 14, 2021

Pre-approved from home. [A New Way Home]Speaking with a mortgage professional and getting preapproved is the first step on the road to homeownership.  Getting preapproved will give you a solid understanding of what you can (and can't) afford so you won't waste any time or headache falling in love with homes out of your price range....

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Available HUD Home In Bloomfield Twp. MI

October 14, 2021

HUD Home. Cozy brick ranch nestled on a great lot featuring a nice size eat in kitchen with plenty of cabinet space. A great family room with a natural wood burning fireplace and sliding door to the patio area overlooking the back yard. Master bedroom with full bath, attached garage and much more. With 3 bedrooms,  2 full ...

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For Sale 2 bathrooms!!

October 14, 2021

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NEW FEMA FLOOD INSURANCE RATES – WHO’S EFFECTED?

October 14, 2021

Starting 10/1/2021 new FEMA flood insurance policies and later will be priced using a Risk Rating 2.0.  Policyholders that are eligible for renewal can take advantage of decreased rates.  In cases where premium increases they will be capped at18% a year and will gradually increase until your new full flood insurance rate has been reached under ...

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Be Prepared!

October 13, 2021

“Be Prepared!” That was the motto that many of us were grew up with. Showing and selling HUD Homes is no exception. Taking the time to gather the essential items can make all the difference.Before you and your clients head to the house to see it, having some basic information about the home is vital. A ...

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Strong Equity Stakes May Not Hold Off Foreclosure Starts

October 12, 2021

The Data & Analytics Division of Black Knight has released its latest Mortgage Monitor Report, which found that just 7% of homeowners in forbearance have less than 10% equity after including 18 months of deferred payments; however, the potential for foreclosure activity persists regardless.According to Black Knight Data & Analytics President Ben Graboske, the data suggests that the ...

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Case Study: Property Inspection Reporting

October 12, 2021

Case Study: Property Inspection Reporting Client: Nationwide Bank The ChallengeDuring an occupancy inspection for National Bank, a neighbor informed us that she had not seen the occupant in several days and feared she had already moved out leaving her 5 cats behind. The SolutionParkvue Realty contacted the authorities who informed us that the owner (bank) was responsible for ...

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Millennials Unite to Fulfill Their Dream of Homeownership

October 11, 2021

Six months after the pandemic, Veronica Vest was in dire need of buying a home.Ms. Vest, a 27-year-old project engineer, was tired of having to share a building with others, fed up with paying rent and having no home equity, and dreamed of stretching her legs in her own backyard.he and her boyfriend made an appointment to ...

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Housing isn't a seller's market after all — it's a builder's market

October 11, 2021

Housing isn't a seller's market after all — it's a builder's market The current US housing market is definitely not one for buyers. And despite soaring prices, it's not necessarily a sellers' market, either.The ones really doing fine in the housing market are the homebuilders. They're enjoying the biggest rally in ...

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Getting your home ready for winter

October 08, 2021

Making your home ready for winter, items to check every fallMake Sure Your Heating System is ReadyDepending on the type of heating system you have, there are a few home maintenance things you should do before the temperatures really start to dip. If you have a high-efficiency system, PVC vent pipes need to be cleared of any obstructions. And ...

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