K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

Your Home Can Help Make Your Money Go Further

March 14, 2022

Inflation has generated a lot of attention lately as the prices ofgoods and services have risen faster than they normally do.Housing can be one way to hedge against inflation, helpingreduce the impact it has on your purchasing power.If you buy, a fixed-rate mortgage means your monthly principaland interest payment won’t keep going up like rent will....

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Don't Overlook Home Safety Checks

March 14, 2022

Home safety checks should not be overlooked.  With the season changing it is a good time to run a safety check in your home.Smoke detectors and carbon monoxide detecters are a good place to start. Not only check your batteries but clean the detectors off.  Built up dust can affect the way they work.If you ...

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An aspiring homeowner's guide to Real Estate Terms

March 11, 2022

An aspiring homeowner's guide to Real Estate Termshttps://www.roomvu.com/agent/richard-stewart?video=aspiring-guide-terms&share=true Presented by Richard Stewart REO Specialists llc Kalamazoo MI 269-345-7000...

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Foreclosures-A-Poppin!

March 11, 2022

Foreclosures-A-Poppin’: The February U.S. Foreclosure Market Report published by ATTOM found 25,833 properties with foreclosure filings — default notices, scheduled auctions or bank repossessions — during February, an 11% increase from January and a 129% hemorrhage from one year earlier.Rick Sharga, executive vice president at RealtyTrac, cautioned that the dramatic increase from one year ago ...

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Preparing to Buy Spring 2022

March 11, 2022

Preparing to Buy During the Spring 2022 Homebuying SeasonIn the coming months, mortgage rates and home prices are forecasted to rise. This will cut into your buying power, so it’s important to begin preparing financially as far in advance as possible. Building your credit score can help you qualify for a lower mortgage rate. You’ll want to ...

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HOW TO MAKE YOUR YARD READY FOR SPRING

March 10, 2022

https://frador.com/how-to-make-your-yard-ready-for-spring/Spring has sprung! Do you have spring fever watching the snow melt and seeing your yard emerge? It doesn’t look like the yard you remember, does it? The grass is brown and matted down, debris is everywhere and plants may be damaged from the harsh winter. Luckily, this depressing sight of spring can be changed. Now is ...

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What Buyers Are Looking For In 2022

March 09, 2022

Selling your home in 2022 is an excellent idea as property values are expected to continue to increase after a record 2021. If you’ve been thinking to yourself, “I should sell my home,” but you’re not entirely sure what buyers are looking for in 2022, you’re in the right place. In this post, we’...

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More Americans Fear Even Higher Rental Costs

March 09, 2022

More Americans Fear Even Higher Rental CostsRents have been climbing higher and higher, and Americans have felt it in their wallets. A record number of Americans say they expect rents will rise even more over the next year as well, according to a newly released Fannie Mae survey.Sixty-nine percent of respondents said rental prices will rise. Consumers expect ...

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Palatine approves 6-home subdivision, for the second time.

March 08, 2022

Five years after initial approval, a plan for a new small subdivision in Palatine is back on track.The Carraig subdivision is slated to have six single-family homes at 274 and 286 W. Michigan Ave. The 2.75-acre property currently is divided into two lots.The new subdivision will be between two existing subdivisions: Arcadia and Arcadia West.The ...

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Showing Agent Reminders and Responsibilities

March 08, 2022

Showing Agent Reminders and ResponsibilitiesWhen you show a home, you are taking on a great deal of responsibility.  You are not just there to be “Vanna White”.     You are expected to be aware of the showing instructions, before you go into the home, and are expected to convey them to the buyer.  ...

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Where House Hunters Can Find Affordability

March 08, 2022

Surging home prices have prompted buyers to max out their budgets and priced out others. Buyers willing to move, however, can find several markets across the country that still offer affordability, housing experts say. Realtor.com® researchers analyzed housing data and 250 of the largest markets nationwide to identify the most affordable in the nation.They found several Midwest ...

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7 Tax Benefits of Owning a Home

March 04, 2022

What are the tax benefits of owning a home? Plenty of homeowners are asking themselves this right around now as they prepare to file their taxes.You may recall the Tax Cuts and Jobs Act—the most substantial overhaul to the U.S. tax code in more than 30 years—went into effect on Jan. 1, 2018. The result ...

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DO YOU LIKE PURPLE??

March 04, 2022

Yes, PURPLE, the color of royalty is now one of the most requested colors by interior decorators.  Julia Buckingham of Julia Buckingham Interiors says:  "It's a jewel tone that is both rich and neutral as a base for bright or more earthy tones."  If you prefer more subtle tones, KHAKI GREEN is also a ...

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Interest Rates are set to rise!

March 03, 2022

Interest rates are set to rise.What exactly does that mean for prospective home buyers?  This is an exceptionally hard time to forecast changes in the market due to the pandemic and its aftermath.  Heres what we do know.  the Fed announced that it would raise interest rates, and this may not be the only raise....

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Migration Patterns

March 03, 2022

During by the pandemic, millions of people moved, primarily driven by the opportunity (and oftentimes, necessity), to work from home. Patterns show that many Americans migrated away from larger cities into small cities and suburbs.Millennials have led the charge in moving. National Association of Realtors identified the top 100 markets most favorable for millennials during the pandemic and ...

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Improve Your Home’s Efficiency With a Garage Door

March 02, 2022

When it comes to improving the energy efficiency of your home, your garage might not be the first place that you think of. If you have an attached garage, though, you may be leaking warm (or cool) air from your home without even realizing it. While there are a few different ways that you can combat this, one of ...

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Fair housing: A right for over 50 years

February 28, 2022

When you purchase or rent a home anywhere in the United States, you are legally entitled to fair treatment. No person or corporation can treat you unequally when looking for a home because of race, color, country of origin, religion, sex, family status, sexuality or disability. Black History Month is an ideal time to both celebrate and defend this ...

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While showing homes watch out for pothole season!

February 27, 2022

The Michigan winter is getting closer to be over finally.  What happens next though is the creation of terrible roads and potholes.  The thaws mixed with rain and then again freezing causes havic on the roads and city streets.  Here lies the issue.  When you go out to show homes one has to make sure ...

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Competition was steep and prices soared in 2021. Michigan’s 2022 housing market will likely be the same.

February 24, 2022

By: Lindsay Moore - MLive January 2, 2022It’s barely been a month since the Douglass family moved in, but the Christmas tree was put up and the girls are doing homework at the kitchen table — a house is becoming a home.Julie Douglass is happy with her new neighborhood in Kalamazoo. She see can see all the ...

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HOW TO BUILD MOMENTUM AS A REAL ESTATE AGENT

February 23, 2022

  When it comes to building momentum in your real estate business, it’s all about having the proper perspective that will set you up for success. You need a mental framework that will support you at your lowest points because if negativity is allowed to run rampant, it will be that much harder to get out of ...

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What To Expect After An Accepted Offer

February 23, 2022

*Have a Home Inspection-This will let you know all about the home and tell you any defects that you may not be aware of*Home Insurance-Get your insurance ready, sometimes you will get a discount if you bundle with your car insurance *Appraisal- Your lender will order an Appraisal, this will determine Value of the home*Underwriting- File is sent to ...

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Black homeownership rate hits the lowest level since the 1960s

February 21, 2022

 As we close out Black History Month, it is important to point out that homeownership among African Americans has dropped to its lowest level since the 1960s.  Homeownership is one of the foundational steps in building wealth including generational wealth.  In fact, in the past 15 years, Black homeownership has seen the most dramatic drop of ...

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WHAT NOT TO AKS THE LISTING AGENT OF A HUD HOME

February 21, 2022

WHAT NOT TO ASK THE LISTING AGENT OF A HUD HOMEThe phone call typically starts the same way.  The agent that just showed the house says “How many offers do you have?”  The Listing Agent is never able to answer this question on a HUD Home.  All offers are submitted online, directly from the ...

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2021's Competitive Housing Market Will Likely Continue in 2022

February 18, 2022

2021’s Competitive Housing Market Will Likely Continue in 2022...

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Tips for 2022's Homebuyer

February 16, 2022

The current real estate market has been tough on buyers and their agents. This is an understatement, to say the least. Sellers appear to be running the show when it comes to negotiating. Their counterparts are often left wondering how many other offers are waiting on the sidelines should there be any resistance. Here are ten tips for those ...

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