K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

Spying Sellers May Compromise Negotiations

January 08, 2020

Spying Sellers May Compromise NegotiationsWe do not own the rights to this article.  Buyer beware! Spy cams are a great security measure for sellers, however, buyers should keep their comments to themselves until they are away from the property.  ...

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Goals 2020

January 08, 2020

Goals 2020January is a time to set goals.Have a plan. Put in your plan Work time-Family time -Fun time and God time.Not in that order. Have three goals for the amount of money you want to make example A-B-C.I have meet in some years one goal in other years all three.To meet goals figure ...

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The average family can't afford to buy a home in 71% of the country

January 05, 2020

BY RACHEL LAYNEUPDATED ON: DECEMBER 27, 2019 / 1:56 PM / MONEYWATCHhttps://www.cbsnews.com/news/2020-real-estate-forecast-still-too-expensive-for-most-people-to-buy-or-rent-a-home/As a decade-long economic boom pushes into 2020, affording a home isn't expected to become much easier for the average American, according to recent reports.Average wage earners can't afford to buy a home in 344 of 486 counties, or 71% of the U....

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FHA Home Loan Limits: Facts You Should Know In 2020

January 04, 2020

What kind of loan do you need in the new year? Are you interested in an FHA One-Time Close construction loan to build on your own land? An FHA purchase loan for existing construction? You’ll need to know a bit about home loan limits and how they affect your transaction.The FHA and HUD announced higher loan guaranty ...

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What to Do with an Unfinished Basement

January 03, 2020

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2019 Coffee County TN Market Update

January 03, 2020

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 8% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 8.5% increase from 2018....

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New Home Owners: 7 DIY Projects You Can Do Over the Weekend

January 02, 2020

As a new homeowner, you've got lots to do. Besides moving in, fixing up and making the place your own, you still have a life to lead and work to do. We understand you're busy and want to help. Whether you have an hour or all weekend, you can start (and finish) at least one of these ...

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Need Home Repairs & Live in TN?

January 02, 2020

Need Home Repairs?THDA provides funding for home repairs for low- and very-low income, elderly, disabled and special needs Tennesseans through the Tennessee Housing Trust Fund, Weatherization Assistance Program, Low-Income Home Energy Assistance Program, and the HOME Program. If you are a homeowner interested in receiving a grant or loan to rehabilitate your home, please call (615) 815-2030 so ...

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Where is the Housing Market Headed in 2020?

December 20, 2019

Where is the Housing Market Headed in 2020? [INFOGRAPHIC] Some Highlights:Interest rates will be lower than they have been since before 1980 at 3.8% and are projected to remain steady throughout 2020!According to CoreLogic, home prices will appreciate at a rate of 5.4% over the course of the year.Experts predict that the number of homes ...

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Moving In: Our Ultimate Guide to Unpacking Will Help You Maximize Your Space

December 18, 2019

 Many buyers anticipate the day they drive to their new home. Then it happens: the movers pull up. It’s time to move everything in. This can be a daunting task, but following a few steps will break down the work and careful planning will maximize space in the years ahead.Clear Your SpaceGo through each room to ...

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Happy National Maple Syrup Day!

December 17, 2019

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No Place Like Home For The Holidays: Why You Should Consider Buying In The Winter

December 16, 2019

As the temperatures cool down, so does the housing market. Winter is the time for staying warm, celebrating the holidays and settling in until the weather outside isn’t so frightful, meaning that thoughts of attending open houses are far from the minds of most would-be buyers.This presents an opportunity for savvy home shoppers. While lacing up your ...

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How to Prepare to Finance a Home

December 16, 2019

Develop a budget: Instead of telling yourself what you’d like to spend, use receipts to create a budget that reflects your actual habits over the last several months. This approach will better factor in unexpected expenses alongside more predictable costs such as utility bills and groceries. You’ll probably spot some ways to save, whether it’s cutting ...

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Keeping Current

December 15, 2019

A real estate agent staying current on the market is as important as a meteorologist knowing the weather. People look to you to know what’s happening or what’s going to happen, and it’s one of your biggest strengths when helping people buy and sell homes. ...

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Just for Christmas

December 15, 2019

1Need help decorating?You can hire a florist to decorate your home for the Christmas Season. They make beautiful bows and take everything down at a scheduled time. This may be worth the cost when the season sneeks up on you and showingsare abundant and time is running out for cooking and shoping. Paula Fields 336-543-8683  ...

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Gifts and Gadgets for Every Room in the House

December 15, 2019

Are you searching for new and innovative gift ideas this holiday season? If so, check out our list of the hottest home technology offerings. We’ve selected a few of our favorites for every room in the house.These smart systems and devices add comfort, convenience, and a “cool factor” that will delight your friends and family.  ...

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5 HUD Home Buying Mistakes To Avoid

December 14, 2019

Post by: Nancy Braun, Showcase Realty Know the pitfalls of buying a HUD home If you plan to be a home-flipper, investing in a Charlotte NC HUD home may seem like a good idea. But if it is your first time, and you don’t know anyone who has bought a HUD home in your area, investing in ...

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Selling At Christmas..

December 13, 2019

Selling at Christmas is a great time to sell.Homes are beautiful decoracted . They feel very cozy. At the hoildays  are a good time to sell your home. Visitors are in town -some are thinking aboutmoving here or back to town. Let your home be shown. Someone looking at the holidays are very serious about buying.  As agents ...

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How Much Money Will I Save in Taxes If I Buy a House?

December 13, 2019

How Much Money Will I Save in Taxes If I Buy a House?By Mark Kennan & Reviewed By Ryan Cockerham, CISI Capital Markets And Corporate Finance - Updated April 05, 2019How Much Money Will I Save in Taxes If I Buy a House?Home ownership has long been rewarded with various tax deductions under the Internal Revenue Code, ...

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Set a Christmas Budget

December 13, 2019

How to Budget During the Christmas SeasonIt’s so easy to get wrapped up in the holiday spirit and want to grant everyone’s wishes. However, this can result in you stretching your wallet too thin and then having to scrunt through the rest of December and maybe even early January.Here are some tips for saving money during ...

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FHA, VA, and USDA Property Guidelines and Requirements

December 12, 2019

We do not own any copyrights to this content.  Credit goes to Fairway Independent Mortgage Corporation....

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2020 Real Estate Outlook: Expert Predictions For Mortgage Rates, Home Prices, Tech And More

December 12, 2019

  The 2019 housing market has been one of low rates, high demand and limited supply—particularly on the lower-priced end of the market. Will 2020 be more of the same? According to experts, yes and no.We spoke to six mortgage, real estate, and housing professionals. Here’s what they say is in store for the ...

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Short Sale and Foreclosure: How Are They Different?

December 11, 2019

As unfortunate as it can be when homeowners fall behind on mortgage payments and must face the possibility of losing their homes, short sales and foreclosures provide them options for moving on financially. The terms are often used interchangeably, but they’re actually quite different, with varying timelines and financial impact on the homeowner. Here’s a brief overview....

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Holiday Home Safety Tips

December 11, 2019

Keep your home safe during the holidays!-Don't have packages delivered to your home while you're away.  Prevent 'porch pirates' by having packages delivered to your work or to a relative or neighbor that will be home for the deliver.  -Keep your lights on timers to go off at night, but do not ...

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A 365 Day Difference in Homeownership

December 11, 2019

Over the past year, mortgage rates have fallen more than a full percentage point. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them:Refinance: If you already own a home, you may want to decide if you’re going to refinance. It’s ...

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