Is a vapor barrier really that important?
January 02, 2019
Most home builders and repair professionals agree that yes, a vapor barrier should be installed!Crawl spaces below your home usually are dirt floors which can be damp. Water may easily access the space, and the additional moisture increases the risk of mold, mildew, heaving floors, insects, rust, and rot.Some people don’t have a vapor barrier ...
$15,000 Down Payment Grant Available!
January 02, 2019
HHF-DPAIf you’re purchasing a home with a Great Choice Home Loan in one of the participating ZIP Codes, you can apply for our HHF-DPA program, which offers $15,000 in down payment assistance. Other qualifications apply.Participating ZIP Codes: SEE LINK AT BOTTOM FOR PARTICIPATING ZIP CODES How It WorksIf you’re approved, your financial assistance comes in ...
TENNESSEE THDA 5% DOWN PAYMENT ASSISTANCE PROGRAM
January 02, 2019
1. Great Choice PlusAnywhere in Tennessee, all homebuyers who qualify for a Great Choice Home Loan can also apply for down payment assistance in the form of a Great Choice Plus second loan worth a maximum of 5% of the home's purchase price.In 2017, approved homebuyers received an average of $7,144 in down payment assistance ...
New Year New Home?
January 01, 2019
No matter the age there is always more to learn about purchasing a home. This year may be the year for you. HUD homes are a great choice for you to consider when the time comes. Make sure you find a Realtor that is trained in HUD Homes and we will make this property go smoothly. ...
January 2019 Newsletter
December 31, 2018
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The Best Time to Buy a House
December 23, 2018
BY ELIZABETH WEINTRAUB Updated October 28, 2018 When is the best time of the year to buy a home? Strictly analytically speaking, there are at least two days of the year that give home buyers the edge. Would you like to guess which two days are best for buying a home? Pick out those days and let's see ...
Why Houses DO NOT Sell in a Strong Market
December 18, 2018
As we approach the end of the year, many homeowners find themselves asking the question, “If we’re currently in a strong real estate market, why won’t my house sell?”Below are the 5 most common reasons why a listing contract will expire:1. The PriceSometimes when the market is hot, homeowners attempt to set ...
10 Home Trends That’ll Be Hot In 2019 (And 2 That Are OUT!)
December 15, 2018
Each fall, decorators begin to share the interior design trends we can expect to see in the new year. Looking ahead to 2019, bold colors, metallics, and statement ceilings take center stage.If you're planning to put your place on the market and want it to appear like the freshest spot on the block, you need to know ...
Getting Your Windows Ready for Winter
December 14, 2018
Sealing Air Leaks:https://www.houselogic.com/organize-maintain/home-maintenance-tips/home-air-leak-seal-tips/...
CONSIDER THIS: WHEN TO REFINANCE
December 14, 2018
Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. It allows you to pay off your previous loan by applying for a new one that has better financial advantages. While there are many good reasons to refinance, here are five common ones:Scoring a lower interest rate. The number one reason ...
7 Reasons to Work With a REALTOR®
December 14, 2018
REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers:Ethical treatment. Every REALTOR® must adhere to a strict code of ethics, which is based on professionalism and protection of the public. As a REALTOR®’s client, ...
The Top 10 Plants for Removing Indoor Toxins
December 14, 2018
The Top 10 Plants for Removing Indoor ToxinsSeptember 6, 2017 Written by Greg Seaman Common indoor plants may provide a valuable weapon in the fight against rising levels of indoor air pollution. NASA scientists are finding them to be surprisingly useful in absorbing potentially harmful gases and cleaning the air inside homes, indoor public spaces and office buildings.Editor’...
What does it mean seeing pre-foreclosure auction
December 14, 2018
I briefly spoke with another Realtor about pre-foreclosures/auctions on Zillow. We’re actually noticing more of these coming up on Zillow. Maybe its because our market has so little inventory and our buyers are becoming more “aggressive” in their search. Potentially in my opinion I think this is a leading indicator of a shift in the real ...
Why should you buy a house during the holiday months?
December 14, 2018
While holiday shoppers are obsessing over finding the ultimate gift deals, tenacious house hunters who buy a home in December compared with other times of the year will save the most money, according to a new study.In fact, buying a home on Dec. 26 can save you as much as $2,500 on the sales price, according to ...
Look around
December 14, 2018
Happy December! Wow, this year has gone by so quickly. It seems like it was just last week that I was talking with a neighbor about how hot it was, and how the cool weather of fall was going to feel wonderful. In the blink of an eye, it is now December! When I stop to think about the ...
Top 10 Tips for Selling Your Home During the Holidays
December 14, 2018
The holiday season from November through January is often considered the worst time to put a home on the market. While the thought of selling your home during the winter months may dampen your holiday spirit, the season does have its advantages: holiday buyers tend to be more serious and competition is less fierce with fewer homes being actively ...
FHFA Announces Conforming Loan Limit Increase In 2019
December 14, 2018
FHFA Announces Conforming Loan Limit Increase In 2019 ...
Leveling the Playing Field for Owner-Occupants with a HUD Home
December 14, 2018
In financial circles, there's a saying, a summation of a long held belief: "Cash is King." But what does it mean? When investing, the best companies to invest in are the companies with the largest cash reserves. It's commonly known when an individual is dealing with a vendor (Chimney Sweep, HVAC Company, a painter, the ...
FHA 203B Loan
December 13, 2018
FHA 203B LoanThis loan and these HUD properties have equity built into them, due to the price that is typically accepted for HUD foreclosed properties. This loan process is available for owner occupied buyers only, or people who are buying a home to live in. It cannot be an investment or second home property. All active buyers can ...
Common Problems and Hidden Costs of Buying an Older Home
December 13, 2018
All homes are going to have pros and cons but much older homes can have some hidden (and not-so-hidden) issues that can become costly and need to be considered before purchasing. Consider just a few items that you'll want to watch out for:Hazardous materials, specific asbestos and lead which are very commonly found in older homes. ...
Selling Your Home During Christmas
December 13, 2018
Selling your home during Christmas. I know it is busy but it also a Great time to sell.Homes are always beautiful during the holidays. They smell good and have a cozy feeling.Try very hard not to turn down any showing. Most people looking during this time of year are very serious about buying. Agents need ...
Weekday Mornings Are Hot for House Hunting
December 11, 2018
Weekday Mornings Are Hot for House HuntingDecember 6, 2018 House hunters like to search for homes online during their workday, a new survey shows. The peak times for consumers to search for home listings are between 9 a.m. to 5 p.m. on the weekdays. The most popular time is Friday at 10 a.m., according ...
Jumpstart the New Year: 3 Goals to Sell Your Home
December 11, 2018
The New Year is the perfect time to jump right in and start fresh in your current home! Need ideas? Here are a few real estate goals that you can achieve this year.Fix Those Pesky Maintenance IssuesMaybe it’s a leaky faucet. Maybe it’s a drafty window. Maybe it’s a clogged shower drain. You can probably ...
Make your clients remember your business this holiday season by giving them one of these special gifts.
December 11, 2018
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3 Reason You Need Title Insurance
December 11, 2018
When you buy a home, you’re buying the land, house or any physical structures on the property. More importantly, you’re purchasing the legal rights of ownership of the property referred to as “title”, which are evidenced by the deed to the property.The deed of the property states that you own the property and that it ...