Still a Seller's Market... And be Prepared
August 15, 2019
Our marketing area in SE Tennessee is a big-time seller’s market. This should ensure that buyers are fully prepared to provide supporting documentation for offers. It would be a good idea to have either the Pre-Qualification letter for financed offers or a proof of funds letter for cash offers. If either of these documents are over 30 days ...
Knock on Wood (Flooring) For Its Timeless Appeal
August 15, 2019
Wood floors still rank high on a homebuyers’ wish lists. Let your sellers know about today’s design trends and product improvements so they might earn the best return on their investment. Knocking on wood is a superstition intended to bring good luck. Coincidentally, wood flooring improves the odds that a listing will appeal to more buyers and ...
How to Determine Your Ideal Retirement Savings at 30 and Beyond
August 15, 2019
RETIREMENT PLANNING PLANNING BY DECADEHow to Determine Your Ideal Retirement Savings at 30 and BeyondSharePinEmail •••BY SCOTT SPANN Updated August 06, 2019Figuring out how much money you'll need for retirement can be challenging, particularly in the early stages of your career. Fortunately, there are some helpful retirement planning benchmarks to help you ...
5 Negotiating Tactics That Can Hinder a Sale
August 15, 2019
Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a deal pretty quickly. Here are some negotiation tactics buyers (and real estate professionals) may want to avoid:1) Lowball offers: Going far below market value when you ...
MS Gulf Coast July 2019 Industry Insider
August 15, 2019
July 2019 Market StatisticsAVERAGE HOME SALESAverage MS Gulf Coasthome sales are lower at 583 inJuly 2019 from 648 for June 2019AVERAGE SALES PRICEThe average sales price is down to$182,552 in July 2019 from$186,112 in June 2019. AVERAGE DAYS ON MARKETAverage days on marketis slightly up from 63 days inJune 2019 to 65 days in July 2019 ...
Appraisers Appraise Real Property, Not Personal Property
August 13, 2019
Appraisers Appraise Real Property, Not Personal PropertyCredit goes to Byron King and SC Realtors...
What to Ask When Choosing a Lender
August 13, 2019
AboutTiffany Howard of Nicole James Real Estate Group is a top 1% agent and has participated in a variety of real estate transactions, including residential properties in the secondary home, REO, new construction markets in both the Triangle and Atlanta areas. Tiffany prides herself on maintaining a high level of professionalism and being a tireless advocate of her ...
Maintaining your Property
August 12, 2019
5 Winter Home Maintenance Projects You Should Do in the Middle of Summer1. Check the roof and guttersStart with the gutters.Check to see if there are excessive amounts of granules in your gutters, as these can indicate an issue with your roof,” she explains. “Also, look for missing roof shingles or water stains on the underside ...
Now is the time to buy! Ways to improve your credit score..
August 12, 2019
Now more than ever is a great time to buy in the real estate market. Why? Because mortgage rates are dropping, making it the best fiscal time to purchase a home or investment property. However, if you find yourself in a position like a lot of Americans can relate to: having a poor credit score; ...
How To Buy and Sell At The Same Time Without Losing Your Mind
August 12, 2019
It’s a tricky situation; how will the logistics work out? Will you be homeless? What if your housedoesn’t sell? AHHH! We hear these questions all the time! Selling your home and buying a new oneat the same time can be very stressful. Here are some tips to help you with this situation.Hire a ProfessionalYou'll ...
When fans can help and when they don't.
August 12, 2019
Feeling the Heat? Here’s When Fan's can help and when they don't —According to ScienceWith cities around the world hitting record-breaking temperatures, finding quick and effective ways to cool off has become a top priority. Air-conditioning is a great option, but not every country can afford or sustain the energy infrastructure required to climate cool ...
Millennials drive mortgage refinance boom, and lenders are scrambling
August 11, 2019
Diana Olick | @DianaOlickPublished 12:46 PM ET Fri, 9 Aug 2019 Updated 1:49 PM ET Fri, 9 Aug 2019 CNBC.comhttps://www.cnbc.com/amp/2019/08/09/millennials-drive-mortgage-refinance-boom-and-lenders-are-scrambling.htmlRefinance applications were up a stunning 116% this week compared with a year ago, according to the Mortgage Bankers Association. That has lenders scrambling to keep up.Millennials were especially reactive to the rate drop. In ...
14 Garage Organization Ideas Under $50
August 09, 2019
Easy-to-afford solutions for your tools, sporting and seasonal gear (so you'll have room for your car, too). If you've got a garage, most likely you've got waaayyyy more than cars in there. It's the catch-all place to keep stuff (mostly) out of sight and out of mind.Put order to the chaos and protect ...
These three key factors in marketing your property will get it sold for a higher price on time.
August 09, 2019
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How to Create A Functional & Organized Kitchen
August 08, 2019
Have a place for everything – and everything in its place. No matter the size or layout of a kitchen, there are plenty of tips you can utilize to keep it functional and organized. Drawer organizers. Use these compartmental organizers to create a drawer that makes it easier to find utensils and the other little odds and ...
August 2019 Market Update Manchester TN
August 08, 2019
In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 15.5% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 7.5% increase from 2018 YTD.The average days on the market are fairly stable this year to date ...
Being Prepared For Hurricane Season
August 08, 2019
Being Prepared For Hurricane Season Basic electronicsPack an extra phone charger in case you’re fortunate enough to have electricity, and a portable battery pack in case you’re not. Also stash a long-lasting LED flashlight. Pack a small hand-cranked or battery-operated AM/FM radio (with extra batteries).Personal needsWhile getting ready for a typical day, list every toiletry ...
Financing Your Home Renovation
August 06, 2019
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5 First-Time Homebuyer Mistakes and How to Avoid Them
August 06, 2019
By Robin Kencel, Contributor |July 30, 2019 Unless you are fortunate enough to be a first-time homebuyer that works in real estate, residential construction or interior design, purchasing a home can be a daunting process.Of the missteps many first-time homebuyers make, they frequently fall under five common themes:Not taking the time to learn about various locations and features ...
Emergency Preparedness
August 06, 2019
Emergency Preparedness Essentials Emergency situations such as fire, extreme weather and power outages can happen without warning. By taking the time to prepare for a possible disaster now, you and your family will be equipped to handle a crisis if one ever occurs. Fire Escape Route and Meeting Spot It can take a mere five minutes for a ...
2.94 ACRES - 3 BEDROOM HOME - GARAGE
August 04, 2019
THIS HOME SCREAMS 'CHECK ME OUT!'Clean country setting3 bedrooms 2 full bathrooms Fireplace@1374 square feet Detached building Fencing ...
FHA Home Loan Down Payment Rules: Cash To Close Sources
August 02, 2019
FHA home loan down payment rules include requirements for the sourcing of funds used to make that down payment and/or provide cash to close the deal.Down payment funds and sources of cash to close must be properly documented by the lender to insure the cash does not come from unacceptable sources such as non-collateralized loans (payday loans, credit ...
Credit Score Pointers for Home Buyers
August 01, 2019
When you’re ready to finance a new home, you may get thrown a curve ball—your credit score. A recent study by the National Foundation for Credit Counseling found that 36% of people think there's no reason to check their credit score, much less what kind of credit score you need to buy a house. The better ...
Down Payment Assistance Program!
August 01, 2019
If you qualify for a Great Choice Home Loan, you can also apply for down payment assistance in the form of a Great Choice Plus second loan worth a maximum of 5% of the home's purchase price to help with your down payment and/or closing costs.Great Choice Plus is a second mortgage loan on your home. There ...
It is never too early to start finding deductions!
August 01, 2019
Disclaimer: This is not intended to be considered tax advice. For a full explanation, please contact your Tax Professional. As most homeowners know, owning a home allows us to take advantage of certain tax deductions. Some are well known, like interest on your home loan. Well how about adding some other deductions to lower that tax liability? Did you ...
