K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

Ready to Sell?

May 11, 2020

It’s the time of year that we start thinking of changes out with the old and in with the new.  One of those changes you may be considering is selling your home.  You may ask if your home is ready to sell?  Here are a few tips to spruce up your house for the market....

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What Will 15 Percent Unemployment Mean for the Housing Market?

May 08, 2020

By Clare Trapasso | May 8, 2020The country is experiencing its worst bout of unemployment since the Great Depression.The coronavirus pandemic has roiled the financial markets, disrupted the global supply chain, and resulted in an unemployment rate of 14.7% in April, according to the U.S. Bureau of Labor Statistics. As nonessential businesses have been forced to ...

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How to Buy a Home During the COVID-19 Crisis

May 07, 2020

Until the economy settles down after the shelter-in-place orders are lifted, buying a house is going to be quite a challenge. However, if you are a frustrated first-time buyer, or a move-up buyer, who is tired of looking for an affordable new home but wants to buy while rates are super low, there’s nothing to lose by giving ...

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5 Ways to make your real estate business adapt to the new normal. Here are simple safety tips to keep you healthy, safe, and productive during these uncertain times.

May 06, 2020

Photo Credit: Image by Klaus Hausmann from Pixabay  Real estate agents are considered to be essential workers in many areas. Therefore, even the pandemic is not going to make it completely go on a pause. Realtors are one of the frontline heroes who help keep our communities and economy intact. For this reason, there are local safety protocols ...

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The Housing Market Is Positioned to Help the Economy Recover

May 04, 2020

The Housing Market Is Positioned to Help the Economy Recover [INFOGRAPHIC]Some HighlightsExpert insights are painting a bright future for housing when the economy bounces back – and it will.We may be facing challenging economic times today, but the housing market is poised to help the economy recover, not drag it down.Connect with your trusted real estate ...

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How to Move Safely During the Pandemic

May 04, 2020

How to Move Safely During the PandemicWith travel restrictions and social distancing in place, many people are postponing their moving plans. Governments are assisting by suspending foreclosures and eviction processes during this time.Move.org recommends you consider these questions before planning your move:Is COVID-19 spreading in the area where you’re going?Will you or your travel companion(s) ...

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TAKE 5: TIPS FOR REDUCING MOLD IN YOUR BASEMENT

May 04, 2020

TAKE 5: TIPS FOR REDUCING MOLD IN YOUR BASEMENTFinding mold in the basement is a problem that many homeowners have to face. Unfortunately, once you do, it can be difficult to get rid of, plus it can cause health issues for those residing in the home. That’s why it’s best to be proactive and take steps to ...

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HUD Updates Coronavirus Home Loan Guidelines For Loan Closing

May 04, 2020

The FHA and HUD have issued guidelines for mortgage loan closing procedures that may be affected by coronavirus lockdown measures, quarantine, and other issues related to the COVID-19 pandemic.Many home buyers were caught by surprise by coronavirus issues and there are many home loans that are affected.The Department of Housing and Urban Development issued initial policies in ...

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Top 3 Reasons to Get Pre-Approved Before You Buy a Charlotte NC Home

May 02, 2020

Post by: Nancy Braun, Showcase Realty  Are you preparing to buy a home in Charlotte? Looking at homes for sale is fun and exciting.Before you make the mistake of fixating over a certain type of home or on certain features you want in a home, you need to know what you can really afford. Knowing your ...

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Spring homebuying season is all but canceled — but will it hurt home values?

May 01, 2020

The longest U.S. economic expansion in history is writing its final chapter as COVID-19 casts a long shadow on the economy, including what was a vigorous housing market just a few months ago, prior to the outbreak. ast year's active spring homebuying season was driven by robust house-buying power, a stark contrast from this season's ...

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Buying a home during covid-19 pandemic? It can be done under the right circumstances

May 01, 2020

In the past few weeks, we have received questions about how the coronavirus pandemic has affected local real estate markets. Many buyers and sellers are worried about making a move right now, which makes us think real estate has already come to a near-complete halt.We don’t have anything but anecdotal evidence to support this at the moment, ...

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Buying a Home During Coronavirus: What to Expect and How to Navigate

April 22, 2020

by Amber Taufen Buying a house is exciting (and stressful) at even the most sedate of times, but when there’s a pandemic sweeping the globe and you’re dealing with brand-new rules and regulations, you’re entitled to feel panicked. There are times, however, when the show (or sale) must go on. Whether you were already under ...

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How will the housing market weather COVID-19

April 17, 2020

How will the housing market weather COVID-19?Credit goes to Mark Fleming....

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Home Improvements to Sell Your Home

April 16, 2020

Not all home remodeling projects are created equal — especially when you're trying to get the biggest bang for your buck when it comes time to sell your property.So before you spend thousands of dollars on that home remodeling project you've been dreaming about, make sure that you're armed with the facts first.Today, we'...

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Buying a Home Right Now: Easy? No. Smart? Yes.

April 15, 2020

Through all the volatility in the economy right now, some have put their search for a home on hold, yet others have not. According to ShowingTime, the real estate industry’s leading showing management technology provider, buyers have started to reappear over the last several weeks. In the latest report, they revealed:“The March ShowingTime Showing Index® recorded the ...

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Today’s Market has changed!

April 15, 2020

 As everyone already knows, this outbreak of the COVID-19 virus has both our citizens and our markets shaken to the core. If you start to watch the Industry news letters and articles, you will find that many lenders are tightening restrictions and have heightened underwriting when it comes to making home loans. With this in mind, please prepare ...

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4 Critical Activities Every Agent Should Focus on Today

April 15, 2020

By Verl Workman is the founder and CEO of Workman Success Systems (385-282-7112), an international speaking, consulting and coaching company that specializes in performance coaching and building successful power agents and teams.As we enter uncharted territory with COVID-19, agents and brokers are scrambling to figure out how to survive and add value in a market full of ...

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Keeping Up on Financial Health Throughout COVID-19

April 15, 2020

Financial emergencies can happen at any time to anyone, but now more so than ever you may be worried about the impact of the current COVID-19 pandemic on your finances. Whatever the source, these emergencies can be stressful and cause hardship for you and your family at this time.There are some ways to help protect and save your ...

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A Simple way to Update

April 14, 2020

Has being quarantined at home made you want to update your house but you don’t want to spend a lot of money? Then consider updating your walls with paint! Paint is easily one of the biggest home design tools at your disposal. Painting has the ability to take a room from dark and dingy to light and ...

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10 Steps to Buying Process

April 14, 2020

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Economic uncertainty due to virus makes for unusual mortgage rate landscape

April 14, 2020

Economic uncertainty due to virus makes for unusual mortgage rate landscapeMoreUncertainty is everywhere in the financial world these days as the COVID-19 pandemic spreads, and that's translating into big swings in mortgage rates and challenges in how to navigate borrowing for a home.Given the lack of economic clarity, brokers says it's important to keep a close ...

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Buying During the Virus By Sandra C Brown, Broker, GRI

April 13, 2020

Buying during the virus is a little different but yes you can still buy a house during the virus. 1) Check with your lender to make sure you qualify weekly during your search. Lenders rules change daily.  You don't want to submit an offer, have it accepted and then find out you can not finance ...

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AMERICA’S RESILIENCY: 3 EXAMPLES OF HOW WE’VE BOUNCED BACK AFTER HOUSING DISRUPTIONS

April 13, 2020

Article by TANYA SVOBODAApril 2020We are living in uncertain times. With the spread of coronavirus across the country, and new regulations and mandates being issued regularly, it is easy to assume that at the end of all this nothing will be the same – including the housing market. However, it’s important that we look at the big picture ...

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How to Navigate Real Estate During a Pandemic

April 10, 2020

Many people put the brakes on buying or selling as soon as the 'stay at home' orders started popping up because of COVID-19 making it's way into their communities.  So many questions in the minds of buyers, sellers and real estate agents left everyone wondering what they should do.  Two things are certain: people who ...

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Lawn Care Tips for Each Season

April 10, 2020

Ahhhh, that sensation of stepping onto a freshly-mowed lawn sans footwear. There’s nothing like it. Especially when you realize that a lawn you love is also one that'll pay you back when you sell. A well-maintained lawn almost always returns 100% or more of your investment.Here are lawn care tips to ensure you've got ...

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