Down Payment Assistance Program!
August 01, 2019
If you qualify for a Great Choice Home Loan, you can also apply for down payment assistance in the form of a Great Choice Plus second loan worth a maximum of 5% of the home's purchase price to help with your down payment and/or closing costs.Great Choice Plus is a second mortgage loan on your home. There ...
It is never too early to start finding deductions!
August 01, 2019
Disclaimer: This is not intended to be considered tax advice. For a full explanation, please contact your Tax Professional. As most homeowners know, owning a home allows us to take advantage of certain tax deductions. Some are well known, like interest on your home loan. Well how about adding some other deductions to lower that tax liability? Did you ...
Rules for Home Buyers Working With Real Estate Agents
July 29, 2019
BY ELIZABETH WEINTRAUB Updated June 25, 2019Real estate agents love working with people, but there are always clients who may unintentionally cross the line. Here are a few simple protocols you can use while shopping for a home that will keep you out of hot water and on good terms with real estate agents, especially your own agent.01 ...
Bug Free Outdoor Spaces
July 23, 2019
I don't like bugs! Here in Tennessee we have more than our fair share of them. No guarantees but there are some tips in the article below that can help you enjoy your deck or patio a little more! https://www.houselogic.com/by-room/yard-patio/how-to-keep-bugs-away-from-patio/ ...
The Surprising Profile of the Real Estate Investor
July 23, 2019
The Surprising Profile of the Real Estate InvestorOver 10% of all residential homes are purchased by investors, and that number continues to rise. Who are these investors?Many have speculated that the large institutional conglomerates such as Blackstone, American Homes 4 Rent, and Colony Starwood dominate investor purchases. However, a special report on investor home buying by CoreLogic, ...
Owners Spend More to Spruce Up Newer Homes Than Older Homes
July 22, 2019
Homeowners are spending more to improve their homes, not necessarily on home maintenance.Homes may be aging in the U.S., but don’t assume the age of a home is prompting more spending. A new report from HomeAdvisor, a home remodeling resource, finds that homeowners spent $3.70 less for every year since a home was built. ...
Buying Your First Home? Make Sure You're Financially Prepared With These Steps Written by David Weliver|
July 18, 2019
Buying your first home can be one of the most exhilarating — and stressful — moments of your life. But armed with the right information, you can shop for a house, apply for a mortgage, and close the deal with confidence.Step 1: Determine how much house you can affordThe first thing to do before buying a home is ...
2019 SC General Assembly Helps with Service Animals and Support Animals in Housing
July 17, 2019
We do not own rights to this article. We give credit to the SC Association of Realtors and Byron King. https://www.screaltors.org/2019-sc-general-assembly-helps-with-service-animals-and-support-animals-in-housing/...
You Don't Need 20% Down By Sandra C Brown
July 16, 2019
The present myth is it takes 20% down and a credit score over 700 to secure a home loan. Lets take a look at several loan programs. There are the program requirements, some lenders add their own requirements on top of these and they do vary.FHA the easiest to qualify for usually.FICO score 500 ...
What A Difference A Year Makes For Sellers
July 15, 2019
Over the last few years, many sellers have been hesitant to put their houses on the market because they feared not being able to find another home to buy.We’ve reported on inventory shortages in the past, and it’s been a constant concern for potential buyers throughout recent years. New research shows the inventory concern is starting ...
Do I Need A Home Inspection?
July 15, 2019
Master Brokers | July 2019 | 828-850-0142 A home inspection is a thorough and systematic evaluation of the condition of a residential property. It is a complete physical exam of the general integrity, functionality, and overall safety of a home and its various components. The purpose of this process is to ensure that home buyers know exactly ...
Selling Your Home With Pets
July 15, 2019
There’s no doubt pets play an important role in our homes. They wait for us to come home after a long day, protect our property, and are there to comfort us when things go wrong. They truly are part of the family. But if you’re trying to sell your home, your four-legged friend could put a bit ...
Basic safety near the water.
July 15, 2019
Summer is here and the temps are climbing. One great way to beat the heat is by relaxing in your favorite water spot. This may be the local beach, lake, creek, river or back yard swimming pool. No matter where you go, please be sure to observe water safety practices, especially when it comes to the little ones. ...
To rent or own?
July 15, 2019
You’re paying for housing whether you own or rentSome argue that renting eliminates the cost of property taxes and home repairs. Every potential renter must realize that all the expenses the landlord incurs (property taxes, repairs, insurance, etc.) are baked into the rent payment already – along with a profit margin!!...
How To Improve Your Credit
July 15, 2019
Credit scores play a big role in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following: Check for errors in your credit report.Thanks to an act of Congress, you can download one free credit report each year at annualcreditreport.com. If you ...
What To Negotiate When Buying A House
July 15, 2019
Whether you are a first-time homebuyer or a seasoned veteran, the negotiation part of the transaction can be a little daunting and stressful. However, it is necessary to ensure you are getting the best possible deal for your money. So, what should you consider negotiating when buying a home?Closing costs. Your closing costs are determined by a variety ...
14 first-time homebuyer mistakes to avoid
July 15, 2019
Buying your first home comes with many big decisions and can be as scary as it is exciting. It’s easy to get swept up in the whirlwind of home shopping and make mistakes that could leave you with buyer’s remorse later.If this is your first rodeo as a homebuyer or it’s been many years since ...
6 Things Professional Burglars Don’t Want You to Know
July 14, 2019
6 Things Professional Burglars Don’t Want You to KnowPosted on Apr 21 2017 - 4:36pm by Housecall2.4KEditor's Note: This post was originally published on April 21, 2017. Housecall continues to share this piece due to ongoing requests and reader interest.By Krystal Rogers-Nelson is a Safety & Security Expert for ASecureLife.Even though a burglary occurs ...
When Is the Best Time to Get a Mortgage?
July 13, 2019
There is no single time that is best when it comes to buying a home. Rather, your individual circumstances help determine when the time is right. Most crucially, having your credit in order is the best way to get a great home loan that will make a home purchase affordable.The vast majority of homebuyers require a mortgage. A ...
Are you ready for the hurricane season?
July 11, 2019
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Improvements That Pay off When Selling Your Home!!
July 11, 2019
Not all home remodeling projects are created equal — especially when you're trying to get the biggest bang for your buck when it comes time to sell your property.So before you spend thousands of dollars on that home remodeling project you've been dreaming about, make sure that you're armed with the facts first.Today, we'...
Taking the bite out of mosquitos!
July 11, 2019
The number of mosquito related diseases seem to increase every year, and can be alarming. There are many different methods of repelling mosquitos, you just have to find the one that works best for you and your family at home: ThermaCELL devices or mosquito coils can protect an entire patio area. Unlike sprays, these are not ...
What Should I Ask a Potential Mortgage Lender?
July 10, 2019
Shopping for a mortgage can be stressful and time-consuming, especially when you know next to nothing about the process. Nobody wants to feel like they’re making a monumental decision while going in blind.With that in mind, here’s a list of questions to ask your mortgage lender, before you sign anything.1. What type of loans do ...
Back to School Checklist
July 10, 2019
Back-to-School Supplies ChecklistBackpack? Check. Lunch box? Check. Safety scissors? Er… The basics to buy your young scholar, from preschool to high school. DON PENNYPreschoolElementary SchoolMiddle SchoolHigh School1 art smockChange of clothes for spills or accidents2 freezer packs for lunch boxes1 lunch bag or lunch boxPackaged hand wipes (slip them into lunch boxes for wiping dirty hands before snack ...
Break Up with your Girlfriend
July 10, 2019
Ok just kidding but at least I got your attention! But you may need to break up with your lender or Realtor if they tell you that HUD Homes are a waste of time. People listen, there are great deals to be had and these are just excuses from those that don't know how to help you achieve ...
