K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

How Home Equity Helps Homeowners

March 08, 2018

March 8, 2018 |Master Brokers | 828-726-9180Homeowners are seeing the benefits of home equity as the housing market recovers from the recession that started ten years ago.  With home values now rising and the housing market becomes quite competitive, the equity is serving as a source of available cash to the homeowner.  Below are the top three ...

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Making The Move To Ditch Cable TV

March 07, 2018

You’ve heard about the streaming devices:  Firestick, Roku, Apple TV.  You’ve heard about the streaming sites:  Amazon Prime, Sling, Netflix, Hulu.  They’re all the rave.  And they are not going anywhere.Eliminate unwanted cable bills.  With streaming sites, there is no cable contract to get stuck with.  Most of the streaming ...

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Buying in this Market

March 07, 2018

Bidding Wars and Selling FrenzyPosted on March 7, 2018 in Uncategorized Bidding Wars How do you avoid a bidding war in a seller’s market? You don’t avoid It. You can control your time and effort by giving the asking price or a slightly higher amount.Some tips for placing highest and best offerKnow your limitations. Pre-determine a ...

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Open Houses: Benefits, Perks and Safety

March 06, 2018

 Gibbs Realty and Auction Co., IncThe Benefits and Perks of Holding an Open HouseWhen we started the Open House program on HUD’s FHA insurable listings, we did not expect such great results in attendance and sales. It is especially successful if you add the Open House information to the multiple listing sheet at least a week in ...

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FHA HOMELOAN DOWN PAYMENY RULES YOU SHOULD KNOW

March 05, 2018

FHA Home Loan Down Payment Rules You Should KnowFHA home loan down payment rules you should know include the minimum amount down, acceptable sources of down payment funds, and how other closing costs and associated expenses related to your down payment requirements.Do you know how your chosen FHA lender will calculate your down payment? Knowing before you apply ...

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What Is A HUD Home and Can I Buy One?

March 05, 2018

 Post By: Nancy Braun, ShowcaseRealty.net HUD homes - the backstory  You may have heard that HUD homes are a good deal if you are looking into buying a home. But what is a HUD home and why is it available at such a bargain cost?The Department of Housing and Urban Development (HUD) defines a "...

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10 Things to Look for When Buying a House

March 05, 2018

 By Jiordan CastleBuying a house is a bit like planning for your wedding day — there are months packed with excitement, stress, planning, and then, finally, the big payoff. I know because I have 2 exceedingly interesting sisters (a hummus-making social worker and a gluten-free marketing maven) who both committed to the big stuff — husbands and houses ...

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CREDIT SCORES AND FHA LOANS

March 01, 2018

It’s a brand-new year, so we thought it was time to take a fresh look at some of the more important FHA loan requirements. Today, we will cover the credit score needed for FHA loan approval in 2018.Some of the information that follows is based on the official HUD handbook for this mortgage program, and some of ...

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LIONS AND TIGERS AND BEARS, OH MY!

February 27, 2018

Wacatee Zoo is a hidden gem at 8500 Enterprise Rd, Myrtle Beach, SC.  I live nearby, and I can sit on my back porch and hear the lions and/or tigers roar every morning and evening!  It’s a strange feeling to hear exotic animals at the beach, sounds of waves crashing and sea gulls calling are more ...

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Buying a house requires a lot of time and effort!

February 19, 2018

Buying a house requires a lot of time and effort, but these 10 steps can help make the home buying process manageable and help you make the best decisions possible. Step 1: Start Your Research Early (if you found this blog you are ready for step 2)As soon as you can, start reading Web sites, newspapers, and magazines ...

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The importance of a prequalified buyer

February 18, 2018

In markets where the number of buyers outnumbers the number of homes for sale. In this situation, a prequalified buyer will stand-out and have the upper hand when making an offer. Even if you are in a market that is not as competitive, knowing your budget will give you the confidence needed to go from a "looker" to ...

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Homestead Exemption Filing Deadline

February 18, 2018

If you purchased a home in 2017, you've got until the end of next month to flie for homestead exemption on your current primary residence. What to bring to the Tax Assessors Office:Recorded Warranty Deed to property or other recorded document proving ownership to the propertySocial security numbers of applicant, spouse, and all joint ownersCost of home ...

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Historic Elmwood Park, Columbia, SC

February 16, 2018

Elmwood Park is a desirable neighborhood in downtown Columbia, SC that had a roller coaster ride to get to where it is today.  It got its start as Tickle Plantation owned by Mr. and Mrs. John Taylor. In 1842 the land was divided among the Taylor heirs.  Ten years later, 100 acres were donated to become the ...

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Home Spring Cleaning and Maintenance Checklist

February 16, 2018

Home Spring Cleaning and Maintenance Checklist After all the cold, dark days of winter everyone is ready to get their spring cleaning started. What better time with the longer days and temperatures rising. This is a great time to start a deep, thorough cleaning of your home and perform regular maintenance to get ready for another year. Both interior ...

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Tips on selling a home to a millennial

February 15, 2018

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Priority Tasks for Your Move In

February 15, 2018

Moving into a new home is an exciting time, and you’re probably daydreaming about decor and paint schemes and new furniture. But before you get into the fun stuff, there are some basics you should cover first. Change the locksEven if you’re promised that new locks have been installed in your home, you can never be ...

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Beyond Experience

February 15, 2018

I've been in the real estate business for over 35 years: new construction, residential resale, some land, a lot of REO properties. In all honesty, I'm not bragging nor exaggerating when I say all of those years, all of those transactions have given me a lot of experience. Coupled with my ongoing efforts to educate myself about ...

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3 Reasons Why Changing Your Kitchen And Dining Room Lighting Fixtures Can Increase Your Sale Price

February 15, 2018

If you are considering selling your home, you may be wondering if there are things that you can do to increase your sale price. The truth is, you could spend thousands of dollars updating your home, but most homeowners will not want to put in such a large investment without knowing how much it will add to the selling ...

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Major Provision of New Tax Bill Affecting Real Estate Professionals

February 15, 2018

Article provided by MS Real Estate Leader MagazineDeduction for Qualified Business IncomeBecause the new tax bill greatly decreases the tax rate forcorporations (from the prior law's 35% to just 21 %), manyMembers of Congress believed that the business income earnedby sole proprietors, such as independent contractors, as well asby pass-through businesses, such as partnerships, limited liabilitycompanies (LLCs), and ...

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Happy Valentine's Day from ERA Wilder Realty

February 14, 2018

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Escrow on the go!

February 14, 2018

Being secured is always on our mind when it comes to house purchasing. On the side of buyer and seller, we always need someone who could assist us as we close the deal. Here comes the Escrow, which is very important because it protects both sides.Escrow, is a hired third party (escrow holder), who assures that the buying ...

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Cleaning Your Home to STOP Colds & Flu from Spreading

February 14, 2018

Cleaning Your Home to STOP Colds & Flu from Spreading Catching a cold is miserable, contracting flu is even worse. It's often hard to avoid, but a lot can be done to stop these infections from spreading like wildfire around the house."You don't need bucket loads of bleach, just targeted hygiene," says professor of ...

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Getting Rid of that Belly Fat

February 14, 2018

Getting Rid of that Belly FatBelly fat is more than just a nuisance that makes your clothes feel tight. This type of fat is a major risk factor for type 2 diabetes and heart disease. How to get rid of it:Eat plenty of soluble fiber- this type of fiber promotes weight loss by helping you feel full so naturally ...

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Keep the flu from taking over your home.

February 14, 2018

Is your house hit with the flu? 7 cleaning tips to keep it from spreadingKeep the flu from taking over your home with these easy steps.by Karen B. Gibbs / Jan.22.2018 / 1:39 PM ET / Source: TODAYThere's no doubt about it, this flu season has been brutal. But you’re not powerless when it ...

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What to expect from a buyer's agent

February 14, 2018

What to Expect From A Buyer’s AgentSaveA real estate agent can be invaluable when you are trying to buy a home. Each agent is different, which means each may take a slightly different approach to the home buying process. However, there are certain things that every real estate agent should do for you as a buyer.I have ...

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