K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

Easy fall projects for your home

October 19, 2021

While the weather is still nice, fall is a great time to take advantage before the weather turns to cold and snow.After the first frost is a great time to cut back flowers and plants.  If you have roses, then make sure to get a rose cone and keep a stone on top to repvent strong winds ...

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National Association of Hispanic Real Estate Professionals®️.

October 18, 2021

The State of Hispanic Homeownership Report®️ is a publication of the National Association of Hispanic Real Estate Professionals®️.2020 State of Hispanic Homeownership ReportThe Latino homeownership rate increased again in 2020 for the sixth consecutive year despite the health and economic damages of the COVID-19 pandemic. Housing inventory remains the main barrier to increasing Hispanic homeownership, and ...

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Housing Affordability is up!

October 18, 2021

Great news recently as the National Association of Realtors announced affordability rose in August for the second month in a row. At 151.3, it’s below a year ago, but scores over 100 say a family with the median income earns more than enough to afford a median-priced home.According to Freddie Mac’s chief economist, “Historically ...

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Price Reductions!

October 15, 2021

Two of the biggest reasons a home does not sell is due to overpricing and the condition of the home not being in move in ready shape for the average buyers.  Condition issues with a home can always be dealt with through proper pricing as for every home there is a buyer when the price is right....

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Invest in Real Estate-Still Good Option

October 15, 2021

 Investing in real estate isn’t just for the rich and famous. Anyone can do it, even if you only have a small down payment. With the right preparation and research, anyone can enjoy the profits real estate offers.Who Should Invest In Real Estate?You don’t have to be a specific type of person or have ...

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8 MAJOR REASONS / WHY INVEST

October 15, 2021

https://finance.yahoo.com/news/8-major-reasons-why-invest-175703808.html ...

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“I’m In ‘Love!’…So I’ll Write The Seller a Love Letter”….Smart Move or Not?

October 15, 2021

Let's talk a little bit about love. I mean, love and real estate go hand-in-hand, right? Well maybe not in the literal sense, but sometimes a person can love a house that they want to purchase so much that they would be willing to show that love to whatever extent possible. This often leads to buyers wanting to ...

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What does EMD stand for and how does it work?

October 15, 2021

EMD stands for Earnest Money Deposit.  It’s basically good faith money you put towards the real estate you are trying to acquire.  This money is usually held by an independent 3rd party (such as a Real Estate Broker or a Title Agency) and is a credit to you towards the purchase price. This money is ...

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Homes Loans for Health Care professionals

October 15, 2021

Homes for HeroesLearn about the different types of home loans and savings available to healthcare professionals including nurses, physicians and more. We break down the pros and cons to each financing option, and provide information on programs specific for healthcare that you can use in conjunction with your USDA, FHA or conventional home loan to save you the most ...

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Preapproved from home.

October 14, 2021

Pre-approved from home. [A New Way Home]Speaking with a mortgage professional and getting preapproved is the first step on the road to homeownership.  Getting preapproved will give you a solid understanding of what you can (and can't) afford so you won't waste any time or headache falling in love with homes out of your price range....

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Available HUD Home In Bloomfield Twp. MI

October 14, 2021

HUD Home. Cozy brick ranch nestled on a great lot featuring a nice size eat in kitchen with plenty of cabinet space. A great family room with a natural wood burning fireplace and sliding door to the patio area overlooking the back yard. Master bedroom with full bath, attached garage and much more. With 3 bedrooms,  2 full ...

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For Sale 2 bathrooms!!

October 14, 2021

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NEW FEMA FLOOD INSURANCE RATES – WHO’S EFFECTED?

October 14, 2021

Starting 10/1/2021 new FEMA flood insurance policies and later will be priced using a Risk Rating 2.0.  Policyholders that are eligible for renewal can take advantage of decreased rates.  In cases where premium increases they will be capped at18% a year and will gradually increase until your new full flood insurance rate has been reached under ...

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Be Prepared!

October 13, 2021

“Be Prepared!” That was the motto that many of us were grew up with. Showing and selling HUD Homes is no exception. Taking the time to gather the essential items can make all the difference.Before you and your clients head to the house to see it, having some basic information about the home is vital. A ...

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Strong Equity Stakes May Not Hold Off Foreclosure Starts

October 12, 2021

The Data & Analytics Division of Black Knight has released its latest Mortgage Monitor Report, which found that just 7% of homeowners in forbearance have less than 10% equity after including 18 months of deferred payments; however, the potential for foreclosure activity persists regardless.According to Black Knight Data & Analytics President Ben Graboske, the data suggests that the ...

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Case Study: Property Inspection Reporting

October 12, 2021

Case Study: Property Inspection Reporting Client: Nationwide Bank The ChallengeDuring an occupancy inspection for National Bank, a neighbor informed us that she had not seen the occupant in several days and feared she had already moved out leaving her 5 cats behind. The SolutionParkvue Realty contacted the authorities who informed us that the owner (bank) was responsible for ...

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Millennials Unite to Fulfill Their Dream of Homeownership

October 11, 2021

Six months after the pandemic, Veronica Vest was in dire need of buying a home.Ms. Vest, a 27-year-old project engineer, was tired of having to share a building with others, fed up with paying rent and having no home equity, and dreamed of stretching her legs in her own backyard.he and her boyfriend made an appointment to ...

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Housing isn't a seller's market after all — it's a builder's market

October 11, 2021

Housing isn't a seller's market after all — it's a builder's market The current US housing market is definitely not one for buyers. And despite soaring prices, it's not necessarily a sellers' market, either.The ones really doing fine in the housing market are the homebuilders. They're enjoying the biggest rally in ...

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Getting your home ready for winter

October 08, 2021

Making your home ready for winter, items to check every fallMake Sure Your Heating System is ReadyDepending on the type of heating system you have, there are a few home maintenance things you should do before the temperatures really start to dip. If you have a high-efficiency system, PVC vent pipes need to be cleared of any obstructions. And ...

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Mortgage Applications Tumble as Interest Rates Spike

October 07, 2021

October 7, 2021A sharp increase in mortgage rates is causing home buyers and refinancers to pause. Total mortgage application volume, which includes home purchases and refinancings, dropped 7% last week compared with the previous week, the Mortgage Bankers Association reported Wednesday.The MBA reports that the average contract interest rate for a 30-year fixed-rate mortgage rose to 3.14%, ...

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HUD TO ISSUE RULE PROTECTING TENANTS FACING EVICTIONS FOR NON-PAYMENT OF RENT IN HUD-ASSISTED PROPERTIES

October 07, 2021

HUD No. 21-167HUD Public Affairs(202) 708-0685FOR RELEASEWednesdayOctober 6, 2021WASHINGTON - The U.S. Department of Housing and Urban Development (HUD) on Wednesday announced that it will publish a rule that prohibits the eviction of tenants facing eviction for nonpayment of rent from HUD-subsidized public housing and certain properties with project-based rental assistance without providing a 30-day notice period that ...

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Why This Fall Is a Big Opportunity for Buyers

October 06, 2021

The housing market has been fiercely competitive over the last few months, but hopeful buyers who keep getting shut out may soon find better luck. Several signs in the housing market point to a potential opening to buy this fall, housing analysts say.For one, competition is reportedly cooling and listings are receiving fewer offers. In September, the real ...

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End Of Virus Related Mortgage Forbearance Impact On Housing Market

October 06, 2021

End Of Virus Related Mortgage Forbearance Impact On Housing Market...

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Chicagoland housing market stabilizes after unpredictable year

October 06, 2021

Chicagoland housing market stabilizes after unpredictable yearby Emily Mack September 29, 2021Although demand, and therefore prices, remains high, the end of the summer shows signs of stabilization in the local housing market. According to new data released by the Mainstreet Organization of REALTORS® , the time that detached single-family Chicagoland homes spent on the market during summer 2021 did not ...

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Tips to Help Your Buyer Stand out in a Competive Market

October 06, 2021

Business has been booming in  the Illinois Housing Market and it is not unusual to see multiple offers on properties.  Whether we work in a small town, big city or with a team or all by ourselves, some aspects of real estate have changed because of the pandemic lo inventories and lower interest rates.Following are 5 ...

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