K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

Investor Series – Evaluating a single family home for investment

April 15, 2022

This is one of many articles we will be writing regarding investing in Real Estate.  Today we’ll be discussing how to approach a single family home for real estate investment and evaluate it for potential return.There are a variety of properties you can invest money into but one of the more popular options is single family ...

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Red-Hot Housing Market

April 15, 2022

Red-Hot Housing MarketAs we all know these days it is hard for a buyer to find a home due to the lack of inventory as well as homes often going into multiple offers.  Buyers are waiving inspections, offering significantly over asking and sometimes still not getting the offer accepted.  It is a Red-Hot Housing market.  However, ...

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Fair Housing

April 14, 2022

Everyone needs and deserves a home of their own. It all starts with fair housing and equal access.  Fair housing is not an option, it is the law.  April is Fair Housing Month, but in reality, every month is fair housing month, because every day is fair housing day. America is the big melting pot, and ...

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Watch Out For Those Critters

April 14, 2022

Owning and managing real estate can sometimes have challenges, especially when it comes to dealing with critters. Depending on the part of the U.S. you reside in, you may encounter scorpions, snakes, ants, termites, mice, rats, squirrels and raccoons, just to name a few. While some can be damaging to a property or structure, others can prove damaging ...

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VA loans for Vets: What you need to know

April 14, 2022

Veterans receive some valuable benefits as part of their service to their country. One key benefit is the ability to secure a VA loan, giving them a direct path to home ownership. This article will address some of the most common questions pertaining to VA loans and how they can help you purchase your dream home....

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Are You Ready To Sell? 5 Steps To Get Your Home SOLD!

April 13, 2022

1 De-clutter and depersonalize the home.   You want the buyer to be able to visualize their personal Item in your home, to imagine themselves in the house.  Put away the family photos, the kids drawings and the personal “touches” you have added over the years.   De-clutter by clearing your counters of small appliances ...

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Spring preparations for sellers

April 13, 2022

Spring preparations for sellers.Now that the snow is gone, and the weather is improving, its time to look at your homes exterior and perk it up.Some projects that will pay big dividends are trimming the landscaping, removing dead branches and bushes,  fertilitizing the lawn and planting flowers.  Make sure the front door is clean and ...

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Chicago homes selling faster than ever!!

April 13, 2022

https://chicagoagentmagazine.com/2021/04/30/chicago-homes-selling-faster-than-ever-as-prices-continue-to-rise/Chicago homes selling faster than ever, as prices continue to rise! April 30, 2021As more sellers returned to the market in April, homes are selling faster than ever, even as prices hit an all-time high and are expected to grow even higher. More homes came on the market this month compared to last year when COVID ...

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Owner Exclusive Listing Period Expanded

April 13, 2022

A primary goal of HUD in selling HUD homes is to provide housing ownership opportunities to those who plan on being owner occupants. An owner occupant is defined as someone who intends to occupy the property as their primary residence for at least 12 months and has not purchased a HUD home, as an owner occupant in the past ...

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What will happen to home prices?

April 12, 2022

High mortgage rates haven’t pushed down prices, yet.Prices might even rise, at least initially, as buyers race to lock in properties before they’re stuck with even higher rates. That could cause them to make even larger offers to win bidding wars, which in turn, inspire sellers to raise prices.Nationally, median list prices were up 15....

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Case Study: Construction Contracting and Oversight

April 12, 2022

Client: Renovation Lending FirmThe ProblemOur client was a renovation loan company with a borrower whose contractor wasn’t following the rules and was performing work without a permit. The City issued a stop-work order and the project stalled. Ultimately, the borrower had to fire the contractor and eventually ran out of money.The SolutionParkvue Realty needed ...

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Tips for Buying in a Tight Market

April 12, 2022

Tips for Buying in a Tight Market 1) Determine and stick to a budget 2) Identify desired neighborhoods and home wants vs needs 3) Be ready to make a decision quickly on a home 4) Bid competitively 5) Work with a REALTOR to assist you in the buying process ...

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Home Buyers in Michigan

April 11, 2022

HomebuyersWhether you are a first-time homebuyer or a seasoned veteran of the housing market, MSHDA has a mortgage product to meet your needs. Contact one of our Experienced Lending Partners today for more information! Simply click on one of our mortgage programs or the Mortgage Credit Certificate below to find a lender in your area.MI Home Loan MortgageMI ...

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Reasons You May Want to Wait to Sell

April 11, 2022

It’s no secret that the Lenawee housing market is going a mile a minute right now. Homes are still selling fast and for over the asking price. Of course, this sounds like an ideal time for someone to sell and take advantage of this market, right? But, where will you move?If you want to sell and take ...

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What do Appraisers look for?

April 11, 2022

An appraiser looks for 4 main things in a home, which could affect how much you pay at closing.1. Square footageThe first thing appraisers typically do is measure the home to determine the square footage. The larger your house, the more it could be worth.2. Quality of building materialsGoheen says the quality of building materials can make ...

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As Mortgage Rates Surge Higher, These Home Buyers Are Being Pushed Out of the Market

April 08, 2022

By Jacob PassyApr 8, 2022EnvelopeFacebookTwitterLinkedinPinterestThe steep upward climb in mortgage rates still isn’t showing any signs of stopping.The average rate on a 30-year fixed-rate mortgage was 4.72% as of the week ending April 7, Freddie Mac reported Thursday, up from 4.67% a week earlier. The last time the interest rates on home loans were this ...

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12 MISTAKES TO AVOID WHEN SELLING YOUR HOME presented by Richard Stewart

April 08, 2022

12 MISTAKES TO AVOID WHEN SELLING YOUR HOMEThese are can’t-miss, seriously don’t do these mistakes that you can easily avoid when selling your home. 12 Mistakes to Avoid When Selling Your HomeSelling your home doesn’t have to be full of missteps and mistakes. Learn from these common mistakes and avoid problems from the moment you put ...

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Real-Estate boom impacts mid Michigan

April 06, 2022

     Real-Estate boom impacts mid Michigan  LANSING, Mich. (WLNS)– It’s being called, “the real-estate boom.”Home prices are soaring and rent has increased for many households across the country.Local real-estate experts anticipate the market will not slow down anytime soon.Moraya Andrews currently resides in Williamston, and hopes to find her forever ...

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What to Consider When Adding On

April 06, 2022

Additions can be a good way to get more functionality out of your home. Your addition might be an extra bedroom for your expanding family, a home office to provide you with a space to work from home, or even a sunroom or hobby area. Your add-on might even be a way to add more space to existing rooms, ...

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Should I Rush To Buy a Home Now, Before Prices Get Totally Out of Reach?

April 06, 2022

By Clare TrapassoApr 6, 2022Home prices and mortgage rates just keep going up! Does that mean I should rush to buy my first home now, before things get completely out of reach?That’s a toughie.On one hand, it is certainly becoming even more expensive to buy a home. Prices hit another all-time high in March and mortgage ...

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Don't Let rising interest rates scare buying a home

April 05, 2022

https://www.quickenloans.com/blog/heres-shouldnt-let-rising-interest-rates-scare-buying-homekenloans.com/blog/heres-shouldnt-let-rising-interest-rates-scare-buying-home...

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HOW FHA WAS CREATED

April 04, 2022

HOW FHA Was CreatedBy Tom Nelson-HUD LLBReal Estate One Rochester, MIMost everyone knows about the stock market crash on Black Monday October 28, 1929 that precipitated the Great Depression.  But what many people are unaware of is that this was preceded by the housing market crash of 1928.  Prices of homes were skyrocketing in the late 1920s, ...

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The housing market is in the early stages of a substantial downshift’: Home sales may drop 25% by the end of summer

April 02, 2022

‘The housing market is in the early stages of a substantial downshift’: Home sales may drop 25% by the end of summer, according to this analystLast Updated: March 26, 2022 at 8:32 a.m. ETFirst Published: March 21, 2022 at 1:37 p.m. ETBy Jacob PassyThe expected drop in home sales could bring relief to renters over ...

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Yard Tips for Spring

April 02, 2022

News and CommentaryDaily News3 Yard Care Tips Heading Into SpringShareMarch 31, 2022Homeowners have been spending more time in their backyards since the pandemic began. For a growing share of owners, it’s become a new hobby or a place to relax. Sixty-nine percent of Americans recently surveyed say that doing yard work—either maintaining it or adding or updating ...

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Federal Reserve warns of "brewing U.S. housing bubble

April 01, 2022

Homebuyers have faced a tough proposition during the pandemic: Swallow rapid price increases and forgo typical steps like house inspections, or risk getting left out of the real estate market. Those dynamics have caused some observers to question whether the U.S. is repeating the housing bubble of the early 2000s, which led to a painful housing crash in ...

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