K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

How to Prepare Your House for Sale

May 06, 2022

How to Prepare Your House for Sale - Little things can make a big differencehttps://www.thebalance.com/how-to-prepare-your-house-for-sale-1799018Every seller wants their home to sell quickly and for a large profit, but it takes more than luck to make that happen. It involves careful planning and knowing how to professionally prepare your home to convince buyers to pull out their checkbooks....

Read The Full Article


Home Prices on the Rise, As Well as Home Appreciation!

May 05, 2022

Home Prices on the Rise,As Well as Home Appreciation In housing news, New Home Sales, which measures signed contracts on new homes, were down 8.6% in March to a 763,000 annualized pace, which was in line with expectations. The report is stronger than it appears as there was an 8% positive revision to the previous month. ...

Read The Full Article


Get Ready for Spring!

May 03, 2022

Spring is here! The snow is gone here in Michigan (hopefully) and it is time to get your house ready for Summer. Here are some tips for maintaining your home and getting ready for the Summer season...1. Test your smoke and carbon monoxide detectors and change the batteries.2. Change your furnace filter.3. Check roof for any ...

Read The Full Article


Good credit!

May 02, 2022

Good credit!  A good credit score is incredibly important.  Poor crdit will limit your housing choices, cause higher loan rates, higher insurance charges.  a good credit score will halp you meet your housing goals.What do you need to do?  Make all payments on time, consistent bill paying really brings up your score!If you ...

Read The Full Article


Buyers taking the sting out of Rising Mortgage rates

May 02, 2022

https://www.wsj.com/articles/home-buyers-are-finding-ways-to-take-the-sting-out-of-rising-mortgage-rates-11651445773 ...

Read The Full Article


Mortgage rates in a minute

May 02, 2022

Mortgage Rates in a minutehttps://sites.academymortgage.com/landingpage/?domain=sites.academymortgage.com&slug=markettracker&userId=96qIP ...

Read The Full Article


Is a Mortgage Pre-Approval Letter Necessary to Make an Offer on a House?

April 29, 2022

The truth is, getting pre-approved can actually improve your chances of falling into the sellers' good graces, so you want to get it done as soon as possible in the home-buying process....

Read The Full Article


1612 S Rose St Kalamazoo MI 49001 OPEN HOUSE Sunday 5/1/22 2pm to 3pm

April 28, 2022

OPEN HOUSE SUNDAY 5/1/22 2pm to 3pm MULTIPLE OFFER SITUATION EXISTS HIGHEST AND BEST OFFER MUST BE SUBMITTED BY 5pm MONDAY 5/2/22 1612 S Rose St Kalamazoo MI 49001 3 bed 1 bathroom home for sale. Great investment opportunity or owner occupy. Cash, Conventional or FHA 203k rehab financing offers will be considered. Being sold AS-IS Buyer to verify ...

Read The Full Article


Rockford Market update

April 27, 2022

Mortgage rates soar, national and state housing markets cool in March, but not RockfordMortgage rates surged more than one full point in February, jumping to 4.17% from slightly above 3% since the start of the year.Data across the U.S. and Illinois housing markets suggest that many buyers are finally getting exhausted by declining affordability and stiff ...

Read The Full Article


ARE PRE-LIST REPAIRS/UPDATES A GOOD IDEA IN THIS MARKET

April 26, 2022

 Both buyers and sellers ask this question.  The answer is both yes and no.  Many home sellers are reluctant to improve the home stating “it was good enough for us” and most importantly, will I get my money back or more by making improvements?The YES answer depends on the market area of the home....

Read The Full Article


UNDERGROUND??

April 26, 2022

So what is ICEBERG CONSTRUCTION?The cost of building new homes has skyrocketed due to supply chain issues, interest rates, low supply.  Affordable housing is quickly disappearing from many major markets.  The answer:  Go underground!Iceberg homes are the market's response to the increasing costs of building up, building out or adding additional density.  Owners ...

Read The Full Article


7 Reasons to Own A Home

April 24, 2022

7 Reasons To Own A Home Tax benefitsThe U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home.Appreciation.Historically, real estate has had a long-term, stable growth in value. The recent housing crisis has caused some to question the long-term value ...

Read The Full Article


Housing Inventory Crisis

April 24, 2022

 A top official from the U.S. Department of Housing and Urban Development joined policy experts from the National Association of Realtors® on Thursday to discuss solutions for the nation's historic housing supply shortage. The virtual policy forum went in depth on research commissioned by NAR and authored by the Rosen Consulting Group, which found that the ...

Read The Full Article


Foreclosures surge 181% to highest levels since March 2020

April 22, 2022

Some eight months after a nationwide moratorium on foreclosures expired, foreclosure filings soared to the highest level since the pandemic began.Last month, 33,333 properties across the U.S. faced foreclosure, a 181 percent jump from March 2021 and 29 percent pop from February, according to a report by foreclosure tracker Attom. The first quarter saw 78,271 ...

Read The Full Article


TOP 5 TITLE COMPANY RESPONSIBILITIES

April 22, 2022

Buying or selling a house entails a lot of details and can be a stressful situation. That's the reason why most people who buy or sell real estate take advantage of the services provided by a title company. Since there are so many details involved in the buying and selling of real estate, title companies are responsible for ...

Read The Full Article


2022 SPRING HOME BUYING

April 18, 2022

Spring 2022 Homebuying Season PreviewMain Takeaways for BuyersLow housing inventory and high demand will create a strong seller’s market, but not as intense as the peak of 2021. Home prices are expected to continue rising, but at a slower pace than last year.To avoid house buying FOMO (fear of missing out) and panic buying, know what ...

Read The Full Article


Pricing Strategies

April 18, 2022

Despite the term “buyer’s market,” understand that it’s always a “seller’s market,” too. Homes are necessary, and homeownership is cherished. We do not live in caves or nomadic tents. Real estate is a commodity that will remain so.Further, your home is unique. There is no other exactly like it. Whatever individuality ...

Read The Full Article


HUD ANNOUNCES FIRST-EVER HUD-HELD SINGLE FAMILY NOTE SALE (HVLS 2022-2) EXCLUSIVELY FOR MISSION-DRIVEN NON-PROFITS AND UNITS OF STATE AND LOCAL GOVERNMENT

April 18, 2022

HUD No. 22-065HUD Public Affairs(202) 708-0685FOR RELEASETuesdayApril 12, 2022June 8 competitive bid sale of approximately 1,450 vacant property notes furthers Biden-Harris Administration objectives to return more properties to future owner-occupancy.WASHINGTON - The U.S. Department of Housing and Urban Development’s Office of Asset Sales announced on Tuesday that it will conduct a competitive bid HUD-held vacant ...

Read The Full Article


Offer Etiquette

April 15, 2022

During my weekly reading of real estate news, I came across an opinion column in my Inman News.  I thought this information was very practical and may be helpful, especially to new agents in this current market. Offer etiquette - opinion by Christy MurdockPut together an offer that’s neat with supporting documentation and all needed elements. ...

Read The Full Article


Spring Cleaning Tips (Including Some You Might've Never Though Of!)

April 15, 2022

Well, it's that time again...spring is in the air!....but so is that musty garage you've been packing stuff in for the last year.  And depending on the climate, you probably have a garage floor full of leaves and road salt stains...and that's just the beginning.  So here's a few areas ...

Read The Full Article


Spring Cleaning Tips (Including Some You Might've Never Though Of!)

April 15, 2022

Well, it's that time again...spring is in the air!....but so is that musty garage you've been packing stuff in for the last year.  And depending on the climate, you probably have a garage floor full of leaves and road salt stains...and that's just the beginning.  So here's a few areas ...

Read The Full Article


Landscaping for Beginners

April 15, 2022

Landscaping for Beginners; Giving your home some curb appeal.Start with young shrubs and plants. When you go shopping people tend to go to the more mature flowers and plants because, yes they look more beautiful. But really the only difference between the two is the price and size.  So if you have time and patience start with ...

Read The Full Article


Investor Series – Evaluating a single family home for investment

April 15, 2022

This is one of many articles we will be writing regarding investing in Real Estate.  Today we’ll be discussing how to approach a single family home for real estate investment and evaluate it for potential return.There are a variety of properties you can invest money into but one of the more popular options is single family ...

Read The Full Article


Red-Hot Housing Market

April 15, 2022

Red-Hot Housing MarketAs we all know these days it is hard for a buyer to find a home due to the lack of inventory as well as homes often going into multiple offers.  Buyers are waiving inspections, offering significantly over asking and sometimes still not getting the offer accepted.  It is a Red-Hot Housing market.  However, ...

Read The Full Article


Fair Housing

April 14, 2022

Everyone needs and deserves a home of their own. It all starts with fair housing and equal access.  Fair housing is not an option, it is the law.  April is Fair Housing Month, but in reality, every month is fair housing month, because every day is fair housing day. America is the big melting pot, and ...

Read The Full Article





top