K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

Benefits of FHA loans

October 02, 2019

Benefits of Using an FHA Loan to Buy a HouseBy Brandon Cornett | © 2019, all rights reserved | Duplication prohibitedFind out if you're eligible for an FHA loan. LendingTree.comWhat are the benefits of using an FHA loan to buy a house? What advantages does this program offer when compared to a regular mortgage loan? Here’s ...

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6 Planning Strategies to Help First-Time Homebuyers Become House-Rich

October 01, 2019

6 Planning Strategies to Help First-Time Homebuyers Become House-Rich The largest and most important investment for most people is their home. It is your shelter, a tax benefit and, after you have paid down the mortgage, a source of wealth you can tap in your retirement.If you are a first-time home buyer, here are six guidelines to assist ...

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TN Down Payment Assistance Program!

October 01, 2019

You have a choice in a home loan. Make it a Great Choice.As a state agency, THDA created the Great Choice Home Loan program to make homeownership available and affordable for Tennesseans of middle/moderate income.About Great Choice Home Loans:30-Year Term - Your monthly payments are spread out across 30 years to keep them affordable.Fixed Interest Rate ...

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WHAT TO KNOW About Title Insurance

September 30, 2019

Title insurance protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, such as misspellings of a person’s name or an inaccurate description of the property. In some states it is customary for the seller to purchase the policy on your behalf.Your mortgage lender will require ...

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FACING FALSE FEARS OF THE HUD ASSET IN NEED OF REPAIRS

September 30, 2019

Many buyers shy away from properties that need repairs. Uneduacted agents do not assit the buyer populations in this matter either.   When purchasing an asset from HUD there are many benefits to an FHA buyer.  One of the best valued benefit is allowance of up to $10,000 in repairs. These repairs can be escrowed into ...

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A Feature That May Help Sell HUD Owned Property

September 25, 2019

There is a property feature that some people don't think about, and that is shade trees. When a property is located in an area that has seen record-breaking temperatures, a simple thing like a shade tree could entice a buyer to make an offer on a HUD property. Trees definitely have an ability to keep a house cooler, ...

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If I have an Agent, how do they get paid?

September 23, 2019

In the real estate arena today, it is advisable to have a Realtor who represents your best interests when purchasing a home.  There are multiple ways that your agent can be financially rewarded for their work in regards to representing you in a transaction when buying a home.  Often times, the seller has negotiated a fee that ...

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Why Owning a Home is a Better Investment than Renting

September 23, 2019

Owning a home is a great long-term investment. If it’s time for you to get a place of your own, purchasing a home can be one of the smartest financial decisions you make.When you make rent payments, your paycheck goes directly into your landlord’s pocket. On the other hand, a mortgage payment can be considered an ...

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What Buyers Need to Know About HOAs

September 20, 2019

What Buyers Need to Know About HOAsWhen searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you buy, it’s important to know how an HOA works and what they mean for you.According to a recent article on realtor.com,“In a nutshell, an HOA helps ...

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Experiencing 'Purchase Anxiety'? How to Calm Your Nerves Before Committing to Buy a New Home

September 19, 2019

Whether this is your first big purchase or your family is moving to a new location or looking for more space, buying a home has its share of ups and downs. It's perfectly normal to feel anxious about whether or not you've found the right property. Here are some things you can do to make yourself feel ...

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This Is the Best Time to Buy a House, According to Real Estate Experts

September 19, 2019

BY ANDRA CHANTIMNo matter how many times you’ve done it, purchasing a new home can be intimidating, stressful, and of course, incredibly exciting. Before you jump online and start drooling over wraparound porches, come up with a game plan. In addition to the advantages you’ll gain from finding the right realtor and researching your local market, figuring ...

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Will Your Social Media Ads Land you in a Hot Mess?

September 17, 2019

https://www.ypn.realtor/the-lounge/quiz-will-social-media-land-you-in-a-hot-mess/We give credit to Young Professionals Network and NAR for this article....

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6 Things to Know Before Buying a New Home

September 15, 2019

One of the biggest mistakes new homebuyers make is assuming that everything in their house will work perfectly because it’s brand new.No matter how precise and careful builders are, there is no such thing as a perfect house, asserts Diane Saatchi, a senior vice president at real estate firm The Corcoran Group’s East Hampton, N.Y., ...

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5 Helpful Criteria for Pricing a Home

September 15, 2019

When you put your home up for sale, one of the best ways to determine the asking price is to look at comparable sales. There’s rarely a perfect apples-to-apples comparison, so a pricing decision often relies on comparisons to several recent sales in the area. Here are five criteria to consider looking for in a sales comparison.Location: ...

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Window Coverings Homeowner Tips

September 14, 2019

Homeowner Tips from First American Home WarrantyWindow Coverings That Insulate and Save EnergyReplacing old windows with new energy-efficient models is a great way to help reduce energy loss and keep your home comfortable all year. But new windows aren’t always an option. New windows may not be in your budget right now, or you may have a historic ...

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Types of Window Coverings and What They Do

September 14, 2019

Homeowner Tips from First American Home WarrantyWindow Coverings That Insulate and Save EnergyReplacing old windows with new energy-efficient models is a great way to help reduce energy loss and keep your home comfortable all year. But new windows aren’t always an option. New windows may not be in your budget right now, or you may have a historic ...

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Types of Window Coverings and What They Do

September 14, 2019

Homeowner Tips from First American Home WarrantyWindow Coverings That Insulate and Save EnergyReplacing old windows with new energy-efficient models is a great way to help reduce energy loss and keep your home comfortable all year. But new windows aren’t always an option. New windows may not be in your budget right now, or you may have a historic ...

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Staging Shortcuts That Can Sabotage Your Home Sale

September 13, 2019

Home staging is a major player in a home sale. How your home looks, feels, and even smells can influence buyers’ decisions, so it’s important to present your home in the best light.Cleaning, decluttering, and rearranging furniture are essential to preparing your [SERVICEMARKET] home for showings, but it can be tempting to take a few shortcuts to ...

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Is It the Right Time to Buy My First Home in Charlotte NC?

September 13, 2019

Post by: Nancy Braun, Showcase Realty  If you’re young and earning, owning a home is probably one of your greatest aspirations. However, buying a home in Charlotte is a major purchase and entails a huge responsibility, so the question you should really be asking is “Am I ready to buy my first home?”Many ...

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Interested in Investment Properties?

September 13, 2019

 Investment properties are a great financial opportunity. There are many options from residential to commercial, however finding the right fit can be difficult and stressful. There are a couple things to keep in mind for the first time investors. It is important to understand the current market, and also any trends and key factors in your preferred area ...

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Why Hasn't My Home Sold?

September 13, 2019

As we approach the 4th quarter of 2019, homes that have been on the market for over 60 days, sellers find themselves asking the question, “If we’re currently in a strong real estate market, why has my home not sold?”Here are a few reasons why a home may not sell in a strong ...

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Storm Planning

September 12, 2019

 At the time of writing this, the East Coast Hurricane Dorian is still fresh on many people’s mind.As the storm approached, it became evident that some of my Hurricane preparedness supplies had not been checked this year. If you are like me, you need to know that you have ample supplies in case the power is ...

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Will They Dig It? How to Keep Your Oh-So-Perfect Landscaping From Scaring Off Buyers

September 12, 2019

Will They Dig It? How to Keep Your Oh-So-Perfect Landscaping From Scaring Off BuyersBy Wendy Helfenbaum | Sep 11, 2019For many buyers, a beautifully landscaped yard with show-stopping curb appeal can seal the deal. After all, who doesn’t want cascading blooms, immaculately trimmed shrubbery, and a carpet of emerald sod with their new home?Surprise: As it turns ...

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Holding an open house can still earn that incentive for the property you are selling.

September 11, 2019

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Moving Tips for Military Families

September 11, 2019

Source: "Moving Tips for Military Families" REALTOR Magazine (September 1, 2019) Krystal MillerSharing tips, experiences, and advice is imperative to any client-agent relationship, especially those that involve military veterans and working service members. We spoke to some of these veterans and to real estate professionals for tips on creating a smooth and seamless moving experience.Tips to ...

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