K.M. Minemier & Associates is a certified Woman Owned Small Business (WOSB) engaged in full service real estate asset management and marketing.

HUD Articles

What to Repair Before You List

June 15, 2019

When you’re getting ready to list your home, it’s of the upmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are five recommended repairs to make before selling your ...

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First Time Home Buyers, For Buyers, For Sellers, Housing Market Updates, Interest Rates, Move-Up Buyers 3 Things To Know In The Housing Market Today!

June 15, 2019

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.The following three areas of the housing market are critical to understand: interest rates, building materials, and the ...

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Which paint color-so many choices!

June 14, 2019

There are so many paint colors, shades, finishes, and undertones its overwhelming! And then the lighting! The light in each room can really change the same color from one room to the next! The same color looks great in the kitchen but entirely different in the living room.  If you are like me you can end up with ...

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2019: Year of Surprises? Rising interest rates, mid-term elections, GSE initiatives, and outcry for more affordable housing … predictions on a challenging future.

June 14, 2019

The other shoe dropped and scarcely anyone noticed.That’s one way of looking at the market’s surprisingly mild response to the Tax Cuts and Jobs Act of 2017 on low-income housing tax credits (LIHTC).Should you expect more of the same in 2019?It’s not too early to start asking the question of key industry players, ...

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Summer Home Checklist!

June 14, 2019

 Summer Home ChecklistJune☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐ Inspect your fire extinguisher(s)July☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐ Inspect your fire extinguisher(s)August☐ Inspect, and possibly change out HVAC filters☐ Clean kitchen sink disposal☐ Clean range hood filters☐ Inspect your ...

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Get Your Home Ready to Sell

June 13, 2019

Ready to sell your home but not sure how to get it ready for the market? Here are a few tips to help you get started! Declutter- Rid the entryways and mud rooms of extra coats, bags, and boots- Keep countertops clear- Straighten kitchen and bathroom cabinets Clean Like You’ve Never Cleaned Before- Clean windowsills- Dust shelves- ...

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Finance a Home, Creatively

June 13, 2019

Investigate local, state, and national down payment assistance programs.These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, Getdownpayment.com, and the American Dream Down Payment Fund from the Department of Housing and Urban Development.  Explore seller financing.In some cases, sellers may ...

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7 Pricing Myths You Need To Get Past

June 13, 2019

When homeowners are preparing to put their properties on the market, one aspect is usually foremost in their minds: money. Setting the asking price accurately can mean the difference between getting an offer quickly and having a house languish for months, drawing little interest.With that in mind, it’s important that potential sellers block out a lot of ...

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The importance of education in Real Estate.

June 12, 2019

     During the recent Real Estate market phase, it seems like a lot of people have decided to become Real Estate agents. I say hats off to you! Congratulations on embarking on a new and exciting career.     If you are one of these folks, please allow me to pass on a couple of ...

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Tricks to keep utilities low in the summer!

June 12, 2019

As the summer months approach, it seems each day gets hotter and hotter. Most homeowners and renters are quite close to considering locking up their thermostat to keep from lowering it even more. However! With the following tricks, you can find ways to live comfortably while enjoying the best gift of all: low utility bills! All jokes aside, the ...

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Mortgage Rates Drop to 2-Year Lows

June 12, 2019

June 7, 2019  This marks the sixth consecutive weekly decline for mortgage rates, leaving some borrowers wondering how low will they go. The 30-year fixed-rate mortgage averaged 3.82% this week, the lowest average since September 2017.“While the drop in mortgage rates is a good opportunity for consumers to save on their mortgage payment, our research ...

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3 Things To Know In The Housing Market Today!

June 12, 2019

A lot is happening in the world, and it’s having a direct impact on the housing market. The reality is this: some of it is positive and some of it may be negative. Some we just don’t know yet.The following three areas of the housing market are critical to understand: interest rates, building materials, and the ...

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This is the Best Time to Sell Your Home!!!

June 11, 2019

There are countless home selling articles online that seem to contradict each other.In this Huffington Post article, the month of May is the best time to sell. But in this Washington Post article, any time between December and March is the optimal time. And in this NerdWallet article, the right time to sell is between May and August....

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Classic, Charming, Elegant: ​Are some of the components of ​two more common home styles in South Carolina, ​both equally beautiful.

June 11, 2019

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GET Approved First

June 10, 2019

5 Things You Need to Be Pre-approved for a Mortgage Shopping idly for a home may be pleasant, but serious homebuyers need to start the process in a lender's office, not at an open house. As a potential buyer you benefit in several ways by consulting with a lender and obtaining a pre-approval letter.1. Proof of Income ...

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Making A House Feel Like A Home

June 10, 2019

It always takes me a while to really feel at home in a new place that I’ve moved into. Even once the moving boxes are unpacked and the fridge and pantry are stocked with food, there’s still a feeling of newness that precludes a true sense of comfort. Sometimes, this feeling persists weeks and months after moving ...

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Top 5 things buyers expect in homes for 2019

May 24, 2019

In today’s market, buyers have higher expectations for the homes they are buying. Below is a list of things that top the charts for buyer “must haves.”1)  A home office-It is no doubt that more companies are allowing their employees to work from home in order to boost productivity. Since the use of laptops are ...

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The Impact Staging Your Home Has On Your Sale Price

May 24, 2019

The Impact Staging Your Home Has On Your Sale Price [INFOGRAPHIC] Some Highlights:The National Association of Realtors surveyed their members & released the findings of their Profile of Home Staging.62% of seller’s agents say that staging a home decreases the amount of time a home spends on the market.50% of staged homes saw a 1-10% increase ...

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What is a Property Appraisal?

May 21, 2019

A property appraisal is conducted to determine a home’s current value. This is done when homeowners are looking to sell their home or refinance. Value is dependent upon many different factors including location, amenities, home renovations, etc. The appraised home will also be compared against other similar homes that have recently sold in the neighborhood.Why is an ...

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What Is Really Happening With Home Prices?

May 17, 2019

Home values have softened over the last twelve months. We are no longer seeing 6-7% annual appreciation levels for the national housing market. The current numbers are closer to 4%. Some have suggested that year-over-year appreciation levels could fall to 3% or less this year.However, a stronger-than-expected economy and a good spring housing market have changed some opinions. ...

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Weather & Real Estate

May 16, 2019

The Weather and Real EstateMost people listen to the news frequently to get updates on the weather.  Climate and the weather conditions have an ENORMOUS impact on how we feel, and the choices we make, and possibly our survival.There is nothing like spending time outdoors in the spring and fall when the weather is mild.  Something ...

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9 Tips to Buying Foreclosed Homes

May 16, 2019

 The credit goes to The Lenders Network.  Website source: https://thelendersnetwork.com/tips-to-buying-foreclosed-homes/The credit goes to The Lenders Network.  Website source: https://thelendersnetwork.com/tips-to-buying-foreclosed-homes/ ...

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Tips For House Hunting Online

May 16, 2019

Hunting for a new home online is a great place to start your search, but it should not be your end all be all. Good listing agents are excellent at highlighting the best features of the home, but keep in mind there may be more than meets the eye. To make the most of your time and efforts and ...

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Buying In Seller's Market

May 15, 2019

Buying in Seller's Market By Sandra C Brown, Principal Broker Dream Catcher Realty, Sevierville, TNSeveral Conernsa) Inventory is lowb) You are competing with seasoned cash investorsc) Many cases of Multiple Offers d) Some properties are overpricedSolutions a) Get preapproved or have  proof of funds letters to submit with offerb) Have your agent do a CMA to learn true ...

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May 2019 Market Update Coffee County TN

May 15, 2019

In the Middle Tennessee area of Coffee County , TN; the number of home sales was up 11% from 2018 to 2019. Even with limited inventory, the number of sales is increasing. Average home prices for 2019 had a 5.5% increase from 2018 YTD.The average days on the market are fairly stable this year to date vs. 2018 ...

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