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Home Insurance Vs. Home Warranty

Home Insurance is a policy your lender will require if you obtain a loan.  This policy covers damages to your home such as roof damage due to a fallen tree, fire ect..

Home Warranty is a policy that will cover those unexpected expenses for roof leaks, appliance failure, maybe your water heater has stopped working.  

Although a Home Warranty is not required,  some buyers will purchase this for peace of mind.